Loan programs · Hawaii
VA loan officers in Hawaii
As of 2026-10-09, LenDb lists 43 loan officers licensed in or based in Hawaii whose lender pages show VA loan work. The top-ranked are Scott Evans (CrossCountry Mortgage, San Diego), Dane Costa (Xpert Home Lending) and Jay Bunte (CrossCountry Mortgage, Fort Worth). Ranking is lender-neutral: specialty evidence first, then a license in HI, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Scott EvansNMLS 256163
CrossCountry Mortgage · San Diego, CA · licensed in 38 states
- VA loan
- Jumbo loan
- FHA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in HI (listed on lender page, verified 2026-10-09)
- 13 years licensed
- No disciplinary actions on file at LenDb
- 2
Dane CostaNMLS 787138
Xpert Home Lending · Mortgage broker · Hawaii
- VA loan
- First-time buyer
- Real estate investor
- Asset-based qualifying
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in HI (listed on lender page, verified 2026-10-09)
- Branch in Hawaii
- 11 years experience (stated on lender page, 2026-10-09)
- 3
Jay BunteNMLS 1957808
CrossCountry Mortgage · Fort Worth, TX · licensed in 46 states
- VA loan
- Jumbo loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in HI (listed on lender page, verified 2026-10-09)
- 5 years licensed
- No disciplinary actions on file at LenDb
- 4
Michael QuinnNMLS 228210
American Pacific Mortgage · Ventura, CA · licensed in 2 states
- VA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in HI (listed on lender page, verified 2026-10-09)
- 17 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 5
Patton GadeNMLS 1243024
CrossCountry Mortgage · Scottsdale, AZ · licensed in 41 states
- VA loan
- Renovation loan (203k / HomeStyle)
- First-time buyer
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in HI (listed on lender page, verified 2026-10-09)
- 4 years licensed
- No disciplinary actions on file at LenDb
- 6
Mark VillanoNMLS 1306487
CrossCountry Mortgage · Lakewood, WA · licensed in 29 states
- VA loan
- Jumbo loan
- Real estate investor
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in HI (listed on lender page, verified 2026-10-09)
- 4 years licensed
- No disciplinary actions on file at LenDb
- 7
Roy MonteroNMLS 351403
CrossCountry Mortgage · Honolulu, HI · licensed in 11 states
- VA loan
- Manufactured home
- FHA loan
- HELOC
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in HI (listed on lender page, verified 2026-10-09)
- Branch in Hawaii
- 9 years licensed
- 8
Rajat JetleyNMLS 1595897
CrossCountry Mortgage · San Juan Capistrano, CA · licensed in 9 states
- VA loan
- Bank statement loan
- Jumbo loan
- FHA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in HI (listed on lender page, verified 2026-10-09)
- 2 years licensed
- No disciplinary actions on file at LenDb
- 9
Andy SaboNMLS 2248266
Loan Factory · Mortgage broker · Honolulu, HI · licensed in 2 states
- VA loan
- DSCR loan
- FHA loan
- First-time buyer
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in HI (listed on lender page, verified 2026-10-09)
- Branch in Hawaii
- 40 years experience (stated on lender page, 2026-10-09)
- 10
Michael MurgatroyNMLS 60099
CrossCountry Mortgage · Delray Beach, FL · licensed in 49 states
- VA loan
- Jumbo loan
- Real estate investor
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in HI (listed on lender page, verified 2026-10-09)
- 15 years licensed
- No disciplinary actions on file at LenDb
- 11
Michelle BobartNMLS 137164
CrossCountry Mortgage · Chicago, IL · licensed in 50 states
- VA loan
- Jumbo loan
- Real estate investor
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in HI (listed on lender page, verified 2026-10-09)
- 13 years licensed
- No disciplinary actions on file at LenDb
- 12
Eric JonesNMLS 1423252
Barrett Financial Group · Mortgage broker · Chandler, AZ · licensed in 10 states
- VA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in HI (listed on lender page, verified 2026-10-09)
- 5 years licensed
- No disciplinary actions on file at LenDb
- 13
Josh SurverNMLS 2459945
Xpert Home Lending · Mortgage broker · licensed in 26 states
- VA loan
- Real estate investor
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in HI (listed on lender page, verified 2026-10-09)
- 2 years licensed
- No disciplinary actions on file at LenDb
- 14
Emmett ClarkNMLS 233747
Loan Factory · Mortgage broker · licensed in 18 states
- VA loan
- FHA loan
- First-time buyer
- HELOC
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in HI (listed on lender page, verified 2026-10-09)
- 2 years licensed
- No disciplinary actions on file at LenDb
- 15
Alex RamirezNMLS 450556
Xpert Home Lending · Mortgage broker · licensed in 5 states
- VA loan
- Asset-based qualifying
- Bank statement loan
- Down payment assistance
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in HI (listed on lender page, verified 2026-10-09)
- 1 years licensed
- No disciplinary actions on file at LenDb
- 16
Iris LegaspiNMLS 690505
First Citizens Bank · San Diego, CA · licensed in 35 states
- VA loan
- Down payment assistance
- First-time buyer
- Jumbo loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in HI (listed on lender page, verified 2026-10-09)
- 17 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 17
Adam WorkmanNMLS 128183
CrossCountry Mortgage · Charlotte, NC · licensed in 42 states
- VA loan
- First-time buyer
- Real estate investor
- FHA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in HI (listed on lender page, verified 2026-10-09)
- 5 years licensed
- No disciplinary actions on file at LenDb
- 18
Jared PaulNMLS 974114
CrossCountry Mortgage · Scottsdale, AZ · licensed in 21 states
- VA loan
- Non-QM loan
- FHA loan
- First-time buyer
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in HI (listed on lender page, verified 2026-10-09)
- 5 years licensed
- No disciplinary actions on file at LenDb
- 19
Kyle JohnsonNMLS 1092898
CrossCountry Mortgage · Lacey, WA · licensed in 40 states
- VA loan
- First-time buyer
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in HI (listed on lender page, verified 2026-10-09)
- 5 years licensed
- No disciplinary actions on file at LenDb
- 20
Josh NumbersNMLS 218459
CrossCountry Mortgage · Cleveland, OH · licensed in 17 states
- VA loan
- Down payment assistance
- Renovation loan (203k / HomeStyle)
- FHA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in HI (listed on lender page, verified 2026-10-09)
- 4 years licensed
- No disciplinary actions on file at LenDb
- 21
Damon BlackwellNMLS 1812775
CrossCountry Mortgage · Henderson, NV · licensed in 5 states
- VA loan
- Down payment assistance
- Non-QM loan
- First-time buyer
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in HI (listed on lender page, verified 2026-10-09)
- 4 years licensed
- No disciplinary actions on file at LenDb
- 22
Arthur BuhrerNMLS 114080
CrossCountry Mortgage · Sequim, WA · licensed in 14 states
- VA loan
- Down payment assistance
- Real estate investor
- Reverse mortgage
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in HI (listed on lender page, verified 2026-10-09)
- 3 years licensed
- No disciplinary actions on file at LenDb
- 23
Rosa BriggsNMLS 117032
CrossCountry Mortgage · Snohomish, WA · licensed in 32 states
- VA loan
- Non-QM loan
- FHA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in HI (listed on lender page, verified 2026-10-09)
- 3 years licensed
- No disciplinary actions on file at LenDb
- 24
Jay ClaytonNMLS 1983764
CrossCountry Mortgage · Scottsdale, AZ · licensed in 19 states
- VA loan
- Jumbo loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in HI (listed on lender page, verified 2026-10-09)
- 3 years licensed
- No disciplinary actions on file at LenDb
- 25
Monica JonesNMLS 290779
CrossCountry Mortgage · Benicia, CA · licensed in 9 states
- VA loan
- Non-QM loan
- Real estate investor
- FHA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in HI (listed on lender page, verified 2026-10-09)
- 4 years licensed
- No disciplinary actions on file at LenDb
Before you choose
Entitlement calculations, funding fee exemptions and VA appraisal rules reward a loan officer who closes VA loans often.
- How many VA loans have you closed in the last year?
- Can you check my remaining entitlement and funding fee status?
- How do you handle a low VA appraisal or the tidewater process?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in HI or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=va&state=HI. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.