Christopher Hardy
Mortgage Loan Officer at Loan Factory
NMLS ID 1074707 (opens in a new tab) · verify at NMLS Consumer Access
Christopher Hardy (NMLS 1074707) is Mortgage Loan Officer at Loan Factory. Licensed in Florida, confirmed with the state regulator (license LO138593). Also lists Ohio and Pennsylvania on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer, Manufactured home, Renovation loan (203k / HomeStyle), VA loan and Real estate investor. Licensed since 2025 (per Florida records).
Last verified . Sources: Loan Factory (loanfactory.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2025 (per Florida records)
- 3 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
- First-time buyerlender page
- Manufactured homelender page
- Renovation loan (203k / HomeStyle)lender page
- VA loanlender page
- Real estate investorlender page
Where we saw these: loanfactory.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO138593, since 2025), verified 2026-10-09.
Lender-reported: OH, PA are listed on the lender page, not yet checked with the state regulator.
Contact
No public business contact on file.
We never see who you contact.
Employment history
Loan Factory NMLS 320841
Current · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Army veteran and real estate investor specializing in VA, conventional, rehab, and manufactured home loans for first-time buyers, repeat buyers, and investors.
Our summary of the lender page. Verified 2026-10-09.
- Community
- Passionate about homebuyer education and community involvement
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Christopher Hardy (NMLS 1074707), Loan Factory. LenDb.ai, https://lendb.ai/lo/christopher-hardy-1074707, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.