Erick Torres
Executive Loan Officer at INDEPENDENCE HOME LOANS LLC
NMLS ID 1889547 (opens in a new tab) · verify at NMLS Consumer Access
Erick Torres (NMLS 1889547) is an Executive Loan Officer at INDEPENDENCE HOME LOANS LLC, licensed in Florida, Texas, Delaware and 7 more states. Erick speaks English and Spanish.
Last verified . Sources: INDEPENDENCE HOME LOANS LLC (independencehl.com), Florida state regulator, Texas state regulator, Delaware state regulator, Arkansas state regulator, Iowa state regulator, Oregon state regulator, Wisconsin state regulator, California state regulator, Maryland state regulator, Illinois state regulator, Nevada state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: September 11, 2019 (Iowa), per state regulator
- 6 years experience (stated)
- 10 states
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Erick licensed in Florida?
- Yes. Florida regulator records list license LO125564 as active, first effective January 23, 2024 (verified 2026-10-15). LenDb has 9 other states on file for Erick.
- Source: Florida state regulator (opens in a new tab)
- What lender does Erick work for?
- INDEPENDENCE HOME LOANS LLC, company NMLS 2524174, per the lender's own site (verified 2026-10-15).
- Source: lender site (opens in a new tab)
- What languages does Erick speak?
- English and Spanish, per their lender page (verified 2026-10-15).
- Source: lender page (opens in a new tab)
- How long has Erick been licensed?
- The earliest state license record LenDb holds for Erick is from September 11, 2019 (Iowa regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Erick states 6 years of experience.
- Source: Iowa state regulator (opens in a new tab)
Specialties
Focus
No focus listed on their lender page yet.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Languages
- English
- Spanish
Source: state regulator (opens in a new tab), verified 2026-10-15
Licensed states
Florida, Texas, Delaware, Arkansas, Oregon, Wisconsin, California, Maryland, Illinois, Nevada
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO125564, first effective 2024-01-23), TX (opens in a new tab), DE (opens in a new tab), AR (opens in a new tab), OR (opens in a new tab), WI (opens in a new tab) (1889547, first effective 2025-12-26), CA DFPI (opens in a new tab) (CA-DFPI1889547, first effective 2025-01-28), MD (opens in a new tab), IL (opens in a new tab) (31.0094739, first effective 2026-05-08), NV (opens in a new tab) (NMLO-152056, first effective 2025-12-30), verified 2026-10-15.
Regulator records not active: IA (expired).
Contact
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Employment history
INDEPENDENCE HOME LOANS LLC NMLS 2524174
Current · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Erick Torres has over 6 years of experience in mortgage. They are fluent in English and Spanish and say they are originally from California. Their profile also mentions that they compete in Spartan races and marathons.
Our summary of the lender page. Verified 2026-10-15.
Sources
| Name and employer | state regulator · independencehl.com (opens in a new tab) | verified 2026-10-15 |
| Licenses (regulator) | state regulator · mld.nv.gov (opens in a new tab) | verified 2026-10-31 |
| Languages | state regulator · independencehl.com (opens in a new tab) | verified 2026-10-15 |
| Summary | state regulator · independencehl.com (opens in a new tab) | verified 2026-10-15 |
| Contact | lender site · independencehl.com (opens in a new tab) | verified 2026-10-15 |
| Photo | state regulator · independencehl.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Erick Torres (NMLS 1889547), INDEPENDENCE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/erick-torres-1889547, last verified 2026-10-31.
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