Gina Concepcion

Branch Manager at think one mortgage inc · Ponte Vedra Beach, FL

NMLS ID 1924460 (opens in a new tab) · verify at NMLS Consumer Access

Gina Concepcion, NMLS 1924460, works as a Branch Manager at think one mortgage inc in Ponte Vedra Beach, Florida and is licensed in Florida since 2020. Gina works at an FHA-approved lender, per HUD.

Last verified 2026-10-15. Sources: think one mortgage inc (thinkmtg.com), Florida state regulator and NMLS Consumer Access (license status, check live).

Earliest state license record: September 29, 2020 (Florida), per state regulator
20 years experience (stated)
Works at an FHA-approved lender, per HUD (opens in a new tab)
1 state
Unclaimed profile
Disciplinary history not yet checked

Quick answers

Is Gina licensed in Florida?: Yes. Florida regulator records list license LO74976 as active, first effective September 29, 2020 (verified 2026-10-15).; Source: Florida state regulator (opens in a new tab)
What lender does Gina work for, and is it FHA-approved?: think one mortgage inc, company NMLS 125182, from the Ponte Vedra Beach, FL office, per the lender's own site (verified 2026-10-15). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026).; Source: lender site; HUD (opens in a new tab)
How long has Gina been licensed?: The earliest state license record LenDb holds for Gina is from September 29, 2020 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Gina states 20 years of experience.; Source: Florida state regulator (opens in a new tab)

Specialties

Focus

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Licensed states

Florida

✓ Confirmed with the state regulator: FL (opens in a new tab) (LO74976, first effective 2020-09-29), verified 2026-10-15.

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Employment history

think one mortgage inc NMLS 125182
Current · Ponte Vedra Beach, FL · seen on lender site 2026-10-15

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Role: Licensed Real Estate Agent and Title Closer; Source (opens in a new tab), verified 2026-10-15

Sources

Name and employer	lender site · thinkmtg.com (opens in a new tab)	verified 2026-10-15
Licenses (regulator)	state regulator · real.flofr.com (opens in a new tab)	verified 2026-10-15
Contact	lender site · thinkmtg.com (opens in a new tab)	verified 2026-10-15
Photo	lender site · thinkmtg.com (opens in a new tab)	verified 2026-10-15
License status	NMLS Consumer Access (opens in a new tab)	check live

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Cite as: Gina Concepcion (NMLS 1924460), think one mortgage inc. LenDb.ai, https://lendb.ai/lo/gina-concepcion-1924460, last verified 2026-10-15.

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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.