Tracey Watler, photo from think one mortgage inc

Tracey Watler

Branch Manager at think one mortgage inc · Staten Island, NY

NMLS ID 2249354 (opens in a new tab) · verify at NMLS Consumer Access

Tracey Watler, NMLS 2249354, works as a Branch Manager at think one mortgage inc in Staten Island, New York, serving New Jersey and New York. Tracey's lender page shows a focus on FHA loan, first-time buyer and non-QM loan, and Tracey speaks Spanish and works at an FHA-approved lender, per HUD.

Last verified . Sources: think one mortgage inc (thinkmtg.com) and NMLS Consumer Access (license status, check live).

Quick answers

Is Tracey licensed in New York?
think one mortgage inc's page for Tracey lists New York. LenDb has not checked it with the state regulator yet, so verify at NMLS Consumer Access. LenDb has 1 other state on file for Tracey.
Source: lender page (opens in a new tab)
Does Tracey do FHA loans?
Tracey's profile lists FHA loan as a focus (from their lender profile page). It also lists first-time buyer and non-QM loan.
Source: lender page (opens in a new tab)
What lender does Tracey work for, and is it FHA-approved?
think one mortgage inc, company NMLS 125182, from the Staten Island, NY office, per the lender's own site (verified 2026-10-15). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026).
Source: lender site; HUD (opens in a new tab)
What languages does Tracey speak?
Spanish, per their lender page (verified 2026-10-15).
Source: lender page (opens in a new tab)

Specialties

Focus

Where we saw these: thinkmtg.com (opens in a new tab)

Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

Languages

Source: lender site (opens in a new tab), verified 2026-10-15

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

New Jersey, New York

Lender-reported: NJ, NY are listed on the lender page, not yet checked with the state regulator.

Contact

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Employment history

  1. think one mortgage inc NMLS 125182

    Current · Staten Island, NY · seen on lender site 2026-10-15

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Education
Masters in Elementary Special Education
Source (opens in a new tab), verified 2026-10-15
Community
ties within many communities on the north shore
Source (opens in a new tab), verified 2026-10-15

Sources

Name and employerlender site · thinkmtg.com (opens in a new tab)verified 2026-10-15
Licensed stateslender site · thinkmtg.com (opens in a new tab)verified 2026-10-15
Specialtieslender site · thinkmtg.com (opens in a new tab)verified 2026-10-26
Languageslender site · thinkmtg.com (opens in a new tab)verified 2026-10-15
Contactlender site · thinkmtg.com (opens in a new tab)verified 2026-10-15
Photolender site · thinkmtg.com (opens in a new tab)verified 2026-10-15
License statusNMLS Consumer Access (opens in a new tab)check live

Also available as Markdown, JSON, or via the API.

Cite as: Tracey Watler (NMLS 2249354), think one mortgage inc. LenDb.ai, https://lendb.ai/lo/tracey-watler-2249354, last verified 2026-10-15.

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