Demetri Charitos
Senior Loan Officer at think one mortgage inc · Milford, DE
NMLS ID 196445 (opens in a new tab) · verify at NMLS Consumer Access
Demetri Charitos, NMLS 196445, works as a Senior Loan Officer at think one mortgage inc in Milford, Delaware and is licensed in Delaware, Pennsylvania and Maryland. Demetri's lender page shows a focus on renovation loan (203k / HomeStyle), VA loan and FHA loan, and Demetri works at an FHA-approved lender, per HUD.
Last verified . Sources: think one mortgage inc (thinkmtg.com), Delaware state regulator, Pennsylvania state regulator, Maryland state regulator and NMLS Consumer Access (license status, check live).
- 15 years experience (stated)
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- 4 states
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Demetri licensed in Delaware?
- Yes. Delaware regulator records list a license as active (verified 2026-10-30). LenDb has 3 other states on file for Demetri.
- Source: Delaware state regulator (opens in a new tab)
- Does Demetri do renovation loans (203k / HomeStyle)?
- Demetri's profile lists renovation loan (203k / HomeStyle) as a focus (from their lender profile page). It also lists VA loan and FHA loan.
- Source: lender page (opens in a new tab)
- What lender does Demetri work for, and is it FHA-approved?
- think one mortgage inc, company NMLS 125182, from the Milford, DE office, per the lender's own site (verified 2026-10-15). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026).
- Source: lender site; HUD (opens in a new tab)
- How much experience does Demetri have?
- Demetri states 15 years of experience.
- Source: the loan officer's own statement (opens in a new tab)
Specialties
Focus
- Focus: Renovation loan (203k / HomeStyle)(from their lender profile page)
- Focus: VA loan(from their lender profile page)
- Focus: FHA loan(from their lender profile page)
Where we saw these: thinkmtg.com (opens in a new tab)
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
Delaware, Pennsylvania, Maryland, New Jersey
✓ Confirmed with the state regulator: DE (opens in a new tab), PA (opens in a new tab) (30399), MD (opens in a new tab), verified 2026-10-30.
Lender-reported: NJ is listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
think one mortgage inc NMLS 125182
Current · Milford, DE · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Demetri Charitos is a Senior Loan Officer with over 15 years of experience. They describe themselves as an FHA 203k rehab loan specialist and say they specialize in servicing veterans through VA financing. They are a preferred lender with Timberlake Home Builder and are licensed in DE, MD, NJ and PA.
Our summary of the lender page. Verified 2026-10-15.
Sources
| Name and employer | lender site · thinkmtg.com (opens in a new tab) | verified 2026-10-15 |
| Licenses (regulator) | state regulator · labor.maryland.gov (opens in a new tab) | verified 2026-10-26 |
| Licensed states | lender site · thinkmtg.com (opens in a new tab) | verified 2026-10-15 |
| Specialties | lender site · thinkmtg.com (opens in a new tab) | verified 2026-10-26 |
| Summary | lender site · thinkmtg.com (opens in a new tab) | verified 2026-10-15 |
| Contact | lender site · thinkmtg.com (opens in a new tab) | verified 2026-10-15 |
| Photo | lender site · thinkmtg.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Demetri Charitos (NMLS 196445), think one mortgage inc. LenDb.ai, https://lendb.ai/lo/demetri-charitos-196445, last verified 2026-10-30.
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