Ruben Garcia

Residential Loan Officer, Se habla español at Banner Bank · Pasco, WA

NMLS ID 506477 (opens in a new tab) · verify at NMLS Consumer Access

Ruben Garcia, NMLS 506477, works as a mortgage loan officer at Banner Bank in Pasco, Washington. Ruben's lender page shows a focus on first-time buyer, and Ruben speaks Spanish.

Last verified 2026-10-16. Sources: Banner Bank (loanofficers.bannerbank.com) and NMLS Consumer Access (license status, check live).

Likely federally registered
Unclaimed profile
Disciplinary history not yet checked

Quick answers

Is Ruben licensed?: Ruben works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access.; Source: employer type in LenDb's lender registry
Does Ruben list first-time buyer as a focus?: Ruben's profile lists first-time buyer as a focus (from their lender profile page).; Source: lender page (opens in a new tab)
What lender does Ruben work for?: Banner Bank, company NMLS 439266, from the Pasco, WA office, per the lender's own site (verified 2026-10-16).; Source: lender site (opens in a new tab)
What languages does Ruben speak?: Spanish, per their lender page (verified 2026-10-16).; Source: lender page (opens in a new tab)

Specialties

Focus

Focus: First-time buyer(from their lender profile page)

Where we saw these: loanofficers.bannerbank.com (opens in a new tab)

Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

Languages

Spanish

Source: lender site (opens in a new tab), verified 2026-10-16

Licensed states

No license list on file yet. Check NMLS Consumer Access (opens in a new tab) for every state this person is licensed in.

Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).

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Employment history

Banner Bank NMLS 439266
Current · Pasco, WA · seen on lender site 2026-10-16

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Experience: since 2000; Source (opens in a new tab), verified 2026-10-16
Education: Mechanical engineering degree, Mexico, 1988; Source (opens in a new tab), verified 2026-10-16
Credentials: Banner's Best Award, several years in a row; Source (opens in a new tab), verified 2026-10-16

Sources

Name and employer	lender site · loanofficers.bannerbank.com (opens in a new tab)	verified 2026-10-16
Specialties	lender site · loanofficers.bannerbank.com (opens in a new tab)	verified 2026-10-26
Languages	lender site · loanofficers.bannerbank.com (opens in a new tab)	verified 2026-10-16
Contact	lender site · loanofficers.bannerbank.com (opens in a new tab)	verified 2026-10-16
License status	NMLS Consumer Access (opens in a new tab)	check live

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Cite as: Ruben Garcia (NMLS 506477), Banner Bank. LenDb.ai, https://lendb.ai/lo/ruben-garcia-506477, last verified 2026-10-16.

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