Javier Giarelli
Mortgage Loan Officer at Loan Factory · Miami, FL
NMLS ID 1952196 (opens in a new tab) · verify at NMLS Consumer Access
Javier Giarelli (NMLS 1952196) is Mortgage Loan Officer at Loan Factory, based in Miami, FL. Licensed in Florida (license LO85985, issued 2021). Focus areas shown on the lender page: First-time buyer, Foreign national, Real estate investor and Vacation home. Speaks Spanish. 5 years licensed.
Last verified . Sources: Loan Factory (loanfactory.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- 5 years licensed
- 1 state
- Unclaimed profile
- No actions on file
Specialties
- First-time buyerlender page
- Foreign nationallender page
- Real estate investorlender page
- Vacation homelender page
Where we saw these: loanfactory.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
- Spanish
Source: lender site (opens in a new tab), verified 2026-10-09
Licensed states
Confirmed with the state regulator: FL (opens in a new tab) (LO85985, since 2021), verified 2026-10-09.
Contact
- Profile (opens in a new tab)
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Employment history
Loan Factory NMLS 320841
Current · Miami, FL · seen on lender site 2026-10-09
Disciplinary actions
None on record
Regulator orders are not loaded yet. Check NMLS Consumer Access.
About
Javier Giarelli is a bilingual English-Spanish loan officer and realtor in Miami with expertise in real estate sales and mortgage lending. He serves first-time and move-up buyers, investors, and foreign nationals, with deep knowledge of Miami and South Florida residential, luxury, and investment properties.
Our summary of the lender page. Verified 2026-10-09.
Reviews
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Sources
| Name and employer | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Languages | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Javier Giarelli (NMLS 1952196), Loan Factory. LenDb.ai, https://lendb.ai/lo/javier-giarelli-1952196, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.