Borrower situations · Florida
Loan officers for foreign nationals in Florida
As of 2026-10-09, LenDb lists 21 loan officers licensed in or based in Florida whose lender pages show Foreign national work. The top-ranked are Eric Rosemary (CrossCountry Mortgage, Boca Raton), Kim Ullrich (Guild Mortgage, Vero Beach) and Jeffrey M Brown (Guild Mortgage, Boca Raton). Ranking is lender-neutral: specialty evidence first, then a license in FL, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 21
- 1
Eric RosemaryNMLS 301253
CrossCountry Mortgage · Boca Raton, FL · licensed in 15 states
- Foreign national
- Asset-based qualifying
- Bank statement loan
- DSCR loan
- ✓Licensed in FL: confirmed with the Florida regulator (license LO12982), verified 2026-10-09
- Lists Foreign national on lender page (lender page, verified 2026-10-09)
- Office in Boca Raton, FL
- Licensed since 2012 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 2
Kim UllrichNMLS 306250
Guild Mortgage · Vero Beach, FL
- Foreign national
- FHA loan
- Jumbo loan
- New construction
- ✓Licensed in FL: confirmed with the Florida regulator (license LO8958), verified 2026-10-09
- Lists Foreign national on lender page (lender page, verified 2026-10-09)
- Office in Vero Beach, FL
- Licensed since 2011 (per Florida records)
- States 30 years of experience (lender page, 2026-10-09)
- 3
Jeffrey M BrownNMLS 317188
Guild Mortgage · Boca Raton, FL · licensed in 2 states
- Foreign national
- Condo
- FHA loan
- New construction
- ✓Licensed in FL: confirmed with the Florida regulator (license LO1840), verified 2026-10-09
- Lists Foreign national on lender page (lender page, verified 2026-10-09)
- Office in Boca Raton, FL
- Licensed since 2011 (per Florida records)
- States 30 years of experience (lender page, 2026-10-09)
- 4
Mark MinadeoNMLS 330121
Acrisure Mortgage (formerly FBC Mortgage) · Coconut Creek, FL · licensed in 3 states
- Foreign national
- FHA loan
- New construction
- USDA loan
- ✓Licensed in FL: confirmed with the Florida regulator (license LO673), verified 2026-10-09
- Lists Foreign national on lender page (lender page, verified 2026-10-09)
- Office in Coconut Creek, FL
- Licensed since 2010 (per Florida records)
- States 10 years of experience (lender page, 2026-10-09)
- 5
Vivian PangNMLS 2012258
Loan Factory · Mortgage broker · licensed in 2 states
- Foreign national
- 1099 income
- First-time buyer
- ITIN borrower
- ✓Licensed in FL: confirmed with the Florida regulator (license LO126814), verified 2026-10-09
- Lists Foreign national on lender page (lender page, verified 2026-10-09)
- Licensed since 2024 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 6
James DealNMLS 461209
Homeowners Financial Group · Atlanta, GA · licensed in 5 states
- Foreign national
- Bank statement loan
- FHA loan
- Jumbo loan
- ✓Licensed in FL: confirmed with the Florida regulator (license LO85625), verified 2026-10-09
- Lists Foreign national on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Florida records)
- States 30 years of experience (lender page, 2026-10-09)
- 7
Johanna AriasNMLS 908021
CrossCountry Mortgage · Allentown, PA · licensed in 3 states
- Foreign national
- DSCR loan
- ITIN borrower
- Non-QM loan
- ✓Licensed in FL: confirmed with the Florida regulator (license LO116501), verified 2026-10-09
- Lists Foreign national on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Florida records)
- States 10 years of experience (lender page, 2026-10-09)
- 8
Eva S. KokosinskaNMLS 19571
Total Mortgage Services · Auburn, MA · licensed in 2 states
- Foreign national
- First-time buyer
- ✓Licensed in FL: confirmed with the Florida regulator (license LO127635), verified 2026-10-09
- Lists Foreign national on lender page (lender page, verified 2026-10-09)
- Licensed since 2024 (per Florida records)
- States 27 years of experience (lender page, 2026-10-09)
- 9
Sandro CazellaNMLS 2722248
CrossCountry Mortgage · Deerfield Beach, FL
- Foreign national
- DSCR loan
- FHA loan
- ITIN borrower
- ✓Licensed in FL: confirmed with the Florida regulator (license LO143394), verified 2026-10-09
- Lists Foreign national on lender page (lender page, verified 2026-10-09)
- Office in Deerfield Beach, FL
- Licensed since 2025 (per Florida records)
- 10
Jose Antonio ManriqueNMLS 1456209
Loan Factory · Mortgage broker · Florida
- Foreign national
- Bank statement loan
- DSCR loan
- FHA loan
- ✓Licensed in FL: confirmed with the Florida regulator (license LO49767), verified 2026-10-09
- Lists Foreign national on lender page (lender page, verified 2026-10-09)
- Office in Florida
- Licensed since 2018 (per Florida records)
- States 10 years of experience (lender page, 2026-10-09)
- 11
Steve CrossmanNMLS 995551
CrossCountry Mortgage · McKinney, TX · licensed in 6 states
- Foreign national
- Jumbo loan
- Non-QM loan
- Real estate investor
- ✓Licensed in FL: confirmed with the Florida regulator (license LO72170), verified 2026-10-09
- Lists Foreign national on lender page (lender page, verified 2026-10-09)
- Licensed since 2020 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 12
Andrew DurdenNMLS 2774438
Loan Factory · Mortgage broker · Vero Beach, FL
- Foreign national
- DSCR loan
- Mixed-use property
- Non-warrantable condo
- ✓Licensed in FL: confirmed with the Florida regulator (license LO149802), verified 2026-10-09
- Lists Foreign national on lender page (lender page, verified 2026-10-09)
- Office in Vero Beach, FL
- Licensed since 2026 (per Florida records)
- 13
Javier GiarelliNMLS 1952196
Loan Factory · Mortgage broker · Miami, FL
- Foreign national
- First-time buyer
- Real estate investor
- Vacation home
- ✓Licensed in FL: confirmed with the Florida regulator (license LO85985), verified 2026-10-09
- Lists Foreign national on lender page (lender page, verified 2026-10-09)
- Office in Miami, FL
- Licensed since 2021 (per Florida records)
- 14
Elisangela CavalcantiNMLS 2810750
Loan Factory · Mortgage broker
- Foreign national
- DSCR loan
- Real estate investor
- Vacation home
- ✓Licensed in FL: confirmed with the Florida regulator (license LO145822), verified 2026-10-09
- Lists Foreign national on lender page (lender page, verified 2026-10-09)
- Licensed since 2026 (per Florida records)
- 15
Priscilla ChanNMLS 2111399
Loan Factory · Mortgage broker · Florida
- Foreign national
- Bank statement loan
- DSCR loan
- Real estate investor
- ✓Licensed in FL: confirmed with the Florida regulator (license LO110993), verified 2026-10-09
- Lists Foreign national on lender page (lender page, verified 2026-10-09)
- Office in Florida
- Licensed since 2022 (per Florida records)
- 16
Elie KassinNMLS 2798052
Loan Factory · Mortgage broker · Miami, FL · licensed in 2 states
- Foreign national
- Real estate investor
- HELOC
- ✓Licensed in FL: confirmed with the Florida regulator (license LO145118), verified 2026-10-09
- Lists Foreign national on lender page (lender page, verified 2026-10-09)
- Office in Miami, FL
- Licensed since 2026 (per Florida records)
- 17
Samuel MartinezNMLS 2553732
CrossCountry Mortgage · Orlando, FL
- Foreign national
- Bank statement loan
- DSCR loan
- ITIN borrower
- ✓Licensed in FL: confirmed with the Florida regulator (license LO127234), verified 2026-10-09
- Lists Foreign national on lender page (lender page, verified 2026-10-09)
- Office in Orlando, FL
- Licensed since 2024 (per Florida records)
- 18
Aristides SotoNMLS 2178368
Barrett Financial Group · Mortgage broker · Gilbert, AZ
- Foreign national
- DSCR loan
- Real estate investor
- Self-employed
- ✓Licensed in FL: confirmed with the Florida regulator (license LO94486), verified 2026-10-09
- Lists Foreign national on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Florida records)
- 19
Andris LauzumsNMLS 1665573
C2 Financial Corporation · Mortgage broker
- Foreign national
- Real estate investor
- Self-employed
- ✓Licensed in FL: confirmed with the Florida regulator (license LO57936), verified 2026-10-09
- Lists Foreign national on lender page (lender page, verified 2026-10-09)
- Licensed since 2018 (per Florida records)
- 20
Seyed Sam RazaviNMLS 985351
C2 Financial Corporation · Mortgage broker
- Foreign national
- Self-employed
- ✓Licensed in FL: confirmed with the Florida regulator (license LO105146), verified 2026-10-09
- Lists Foreign national on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Florida records)
- 21
Ivan LinNMLS 2462401
Loan Factory · Mortgage broker · licensed in 10 states
- Foreign national
- First-time buyer
- Real estate investor
- Self-employed
- ✓Licensed in FL: confirmed with the Florida regulator (license LO142520), verified 2026-10-09
- Lists Foreign national on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Florida records)
Before you choose
Only a few lenders accept foreign income, foreign credit references and international documentation.
- What documents do you accept to verify foreign income and credit?
- What down payment and reserves do foreign national loans need?
- Can funds come from an overseas account?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a FL license is confirmed with the state regulator (check mark), FL is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=foreign-national&state=FL. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.