Jeffrey "Zack" Zachow
Mortgage Loan Officer at Loan Factory
NMLS ID 450729 (opens in a new tab) · verify at NMLS Consumer Access
Jeffrey "Zack" Zachow (NMLS 450729) is Mortgage Loan Officer at Loan Factory. Licensed in 5 states: Florida, Georgia, North Carolina, Pennsylvania and Virginia. Focus areas shown on the lender page: FHA loan, First-time buyer, HELOC, Reverse mortgage and VA loan. 5 years licensed.
Last verified . Sources: Loan Factory (loanfactory.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- 5 years licensed
- 5 states
- Unclaimed profile
- No actions on file
Specialties
- FHA loanlender page
- First-time buyerlender page
- HELOClender page
- Reverse mortgagelender page
- VA loanlender page
Where we saw these: loanfactory.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, Georgia, North Carolina, Pennsylvania, Virginia
Confirmed with the state regulator: FL (opens in a new tab) (LO91750, since 2021), verified 2026-10-09.
Others as listed on the lender page (GA, NC, PA, VA), not yet checked against state regulators.
Contact
No public business contact on file.
We never see who you contact.
Employment history
Loan Factory NMLS 320841
Current · seen on lender site 2026-10-09
Disciplinary actions
None on record
Regulator orders are not loaded yet. Check NMLS Consumer Access.
About
Jeffrey "Zack" Zachow is a former US Army Airborne soldier with over 30 years of lending experience, specializing in all loan types and guiding first-time buyers and experienced homeowners.
Our summary of the lender page. Verified 2026-10-09.
Reviews
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Sources
| Name and employer | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Jeffrey "Zack" Zachow (NMLS 450729), Loan Factory. LenDb.ai, https://lendb.ai/lo/jeffrey-zachow-450729, last verified 2026-10-09.
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