Loan programs · Florida

HELOC loan officers in Florida

As of 2026-10-11, LenDb lists 57 loan officers licensed in or based in Florida whose lender pages show HELOC work. The top-ranked are Paul Weidner (Guild Mortgage, Ormond Beach), Tricia Balzano (Total Mortgage Services, South Portland) and Bruce Gibson (Xpert Home Lending). Ranking is lender-neutral: specialty evidence first, then a license in FL, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 25

  1. 1

    Paul WeidnerNMLS 301434

    Guild Mortgage · Ormond Beach, FL · licensed in 2 states

    • HELOC
    • ✓Licensed in FL: confirmed with the Florida regulator (license LO5096), verified 2026-10-09
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Office in Ormond Beach, FL
    • Licensed since 2011 (per Florida records)
  2. 2

    Tricia BalzanoNMLS 1771962

    Total Mortgage Services · South Portland, ME

    • HELOC
    • Real estate investor
    • USDA loan
    • ✓Licensed in FL: confirmed with the Florida regulator (license LO143843), verified 2026-10-09
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed since 2025 (per Florida records)
    • States 25 years of experience (lender page, 2026-10-09)
  3. 3

    Bruce GibsonNMLS 501286

    Xpert Home Lending · Mortgage broker · licensed in 3 states

    • HELOC
    • FHA loan
    • Real estate investor
    • Reverse mortgage
    • ✓Licensed in FL: confirmed with the Florida regulator (license LO115645), verified 2026-10-09
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed since 2022 (per Florida records)
    • States 28 years of experience (lender page, 2026-10-09)
  4. 4

    Mei Mee YuenNMLS 808120

    Loan Factory · Mortgage broker · licensed in 2 states

    • HELOC
    • Self-employed
    • ✓Licensed in FL: confirmed with the Florida regulator (license LO25704), verified 2026-10-09
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed since 2014 (per Florida records)
    • States 28 years of experience (lender page, 2026-10-09)
  5. 5

    Emmett ClarkNMLS 233747

    Loan Factory · Mortgage broker · licensed in 18 states

    • HELOC
    • First-time buyer
    • VA loan
    • FHA loan
    • ✓Licensed in FL: confirmed with the Florida regulator (license LO126021), verified 2026-10-09
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed since 2024 (per Florida records)
    • States 20 years of experience (lender page, 2026-10-09)
  6. 6

    Mark SigmundNMLS 364614

    Success Mortgage Partners · Mount Dora, FL

    • HELOC
    • Reverse mortgage
    • ✓Licensed in FL: confirmed with the Florida regulator (license LO3599), verified 2026-10-09
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Office in Mount Dora, FL
    • Licensed since 2011 (per Florida records)
  7. 7

    Jill LyonsNMLS 206346

    CMG Home Loans · Reno, NV · licensed in 50 states

    • HELOC
    • ✓Licensed in FL: confirmed with the Florida regulator (license LO8316), verified 2026-10-09
    • Lists HELOC on lender page (lender page, verified 2026-10-11)
    • Licensed since 2011 (per Florida records)
  8. 8

    Tracey RadinovicNMLS 997560

    Fairway Independent Mortgage Corporation · Overland Park, KS · licensed in 13 states

    • HELOC
    • Bank statement loan
    • DSCR loan
    • FHA loan
    • ✓Licensed in FL: confirmed with the Florida regulator (license LO143003), verified 2026-10-09
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed since 2025 (per Florida records)
    • States 14 years of experience (lender page, 2026-10-09)
  9. 9

    Roderick SedaNMLS 1299742

    JPMorgan Chase Bank (Chase Home Lending) · Bank · Columbus, OH

    • HELOC
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed since 2015 (per Florida records)
    • States 24 years of experience (lender page, 2026-10-09)
  10. 10

    Megan CurtisNMLS 1621681

    Pennymac · Pasadena, CA · licensed in 5 states

    • HELOC
    • ✓Licensed in FL: confirmed with the Florida regulator (license LO138086), verified 2026-10-09
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed since 2017 (per Colorado records)
  11. 11

    Julie Vari AdamsNMLS 1496369

    LeaderOne Financial · Overland Park, KS · licensed in 4 states

    • HELOC
    • First-time buyer
    • Reverse mortgage
    • VA loan
    • ✓Licensed in FL: confirmed with the Florida regulator (license LO143471), verified 2026-10-09
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed since 2019 (per Colorado records)
  12. 12

    Tom LadeNMLS 962607

    CrossCountry Mortgage · Columbus, OH · licensed in 10 states

    • HELOC
    • Jumbo loan
    • Non-QM loan
    • Real estate investor
    • ✓Licensed in FL: confirmed with the Florida regulator (license LO75322), verified 2026-10-09
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed since 2020 (per Florida records)
  13. 13

    Ryan UnderwoodNMLS 1886806

    CrossCountry Mortgage · Independence, OH · licensed in 7 states

    • HELOC
    • First-time buyer
    • FHA loan
    • ✓Licensed in FL: confirmed with the Florida regulator (license LO134043), verified 2026-10-09
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed since 2020 (per Colorado records)
  14. 14

    Brent WilkersonNMLS 488734

    CrossCountry Mortgage · La Crosse, WI · licensed in 8 states

    • HELOC
    • Real estate investor
    • USDA loan
    • VA loan
    • ✓Licensed in FL: confirmed with the Florida regulator (license LO87806), verified 2026-10-09
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed since 2021 (per Florida records)
  15. 15

    Daniel McDermottNMLS 430030

    CrossCountry Mortgage · Montvale, NJ · licensed in 26 states

    • HELOC
    • ✓Licensed in FL: confirmed with the Florida regulator (license LO15353), verified 2026-10-09
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed since 2012 (per Florida records)
  16. 16

    Julia WoodsNMLS 117269

    Union Home Mortgage · Durham, NC · licensed in 4 states

    • HELOC
    • ✓Licensed in FL: confirmed with the Florida regulator (license LO34166), verified 2026-10-09
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed since 2016 (per Florida records)
    • States 25 years of experience (lender page, 2026-10-09)
  17. 17

    Dan LarkinNMLS 258898

    LeaderOne Financial · Oak Brook, IL · licensed in 18 states

    • HELOC
    • First-time buyer
    • Real estate investor
    • Construction loan
    • ✓Licensed in FL: confirmed with the Florida regulator (license LO43324), verified 2026-10-09
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed since 2017 (per Florida records)
    • States 25 years of experience (lender page, 2026-10-09)
  18. 18

    Bill WhiteNMLS 2268018

    CrossCountry Mortgage · Cincinnati, OH · licensed in 15 states

    • HELOC
    • First-time buyer
    • ✓Licensed in FL: confirmed with the Florida regulator (license LO115769), verified 2026-10-09
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed since 2022 (per Florida records)
  19. 19

    Faith GehrkeNMLS 1835186

    Mutual of Omaha Mortgage · Scottsdale, AZ · licensed in 2 states

    • HELOC
    • FHA loan
    • VA loan
    • ✓Licensed in FL: confirmed with the Florida regulator (license LO113722), verified 2026-10-09
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed since 2022 (per Florida records)
    • States 25 years of experience (lender page, 2026-10-09)
  20. 20

    James BurtonNMLS 2121317

    Southern Trust Mortgage · Mt Pleasant, SC · licensed in 3 states

    • HELOC
    • First-time buyer
    • Vacation home
    • ✓Licensed in FL: confirmed with the Florida regulator (license LO116336), verified 2026-10-09
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed since 2023 (per Florida records)
  21. 21

    Erik BrowningNMLS 2264602

    CrossCountry Mortgage · Scottsdale, AZ · licensed in 14 states

    • HELOC
    • DSCR loan
    • FHA loan
    • Self-employed
    • ✓Licensed in FL: confirmed with the Florida regulator (license LO136970), verified 2026-10-09
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed since 2023 (per Colorado records)
  22. 22

    Scott BrowneNMLS 36371

    U.S. Bank · Bank · Owensboro, KY

    • HELOC
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed since 2013 (per Florida records)
  23. 23

    James AbdallahNMLS 255833

    Lit Financial Corporation · licensed in 14 states

    • HELOC
    • ✓Licensed in FL: confirmed with the Florida regulator (license LO30476), verified 2026-10-09
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed since 2015 (per Florida records)
    • States 22 years of experience (lender page, 2026-10-09)
  24. 24

    Solomon ConsuegraNMLS 1204342

    JPMorgan Chase Bank (Chase Home Lending) · Bank · Miami, FL

    • HELOC
    • Self-employed
    • ✓Licensed in FL: confirmed with the Florida regulator (license LO27505), verified 2026-10-09
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Office in Miami, FL
    • Licensed since 2014 (per Florida records)
  25. 25

    Euler PeredaNMLS 1969026

    Loan Factory · Mortgage broker

    • HELOC
    • DSCR loan
    • Real estate investor
    • Non-QM loan
    • ✓Licensed in FL: confirmed with the Florida regulator (license LO109311), verified 2026-10-09
    • Lists HELOC on lender page (lender page, verified 2026-10-09)
    • Licensed since 2022 (per Florida records)

Before you choose

Combined loan-to-value limits, rate structures and draw periods vary by lender, and many only offer them to existing customers.

  • What combined loan-to-value do you allow?
  • Is the rate variable, and are there fixed-rate draw options?
  • Are there annual fees or early closure fees?

More about HELOC

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a FL license is confirmed with the state regulator (check mark), FL is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=heloc&state=FL. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.