Jim Brettl
Loan Officer at Xpert Home Lending
NMLS ID 455400 (opens in a new tab) · verify at NMLS Consumer Access
Jim Brettl (NMLS 455400) is Loan Officer at Xpert Home Lending. Licensed in Pennsylvania, confirmed with the state regulator (license 109591). Also lists Alabama, Arizona, California, Georgia, Idaho, Louisiana, North Carolina, Nevada and 4 more on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Bank statement loan and DSCR loan.
Last verified . Sources: Xpert Home Lending (xperthomelending.com), Pennsylvania state regulator and NMLS Consumer Access (license status, check live).
- 13 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: xperthomelending.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Alabama, Arizona, California, Georgia, Idaho, Louisiana, North Carolina, Nevada, Oregon, Pennsylvania, Tennessee, Texas, Washington
✓ Confirmed with the state regulator: PA (opens in a new tab) (109591), verified 2026-10-10.
Lender-reported: AL, AZ, CA, GA, ID, LA, NC, NV, OR, TN, TX, WA are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Xpert Home Lending NMLS 2179191
Current · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Jim has been in mortgage since 2010 and offers traditional mortgages, bank statement loans, and DSCR rental cash-flow products. He serves 13 states across the US.
Our summary of the lender page. Verified 2026-10-09.
- Education
- Business Administration Degree with an Option in Finance from California State University Northridge
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · data.pa.gov (opens in a new tab) | verified 2026-10-10 |
| Specialties | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Jim Brettl (NMLS 455400), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/jim-brettl-455400, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.