Loan programs · Alabama
Bank statement loan officers in Alabama
As of 2026-10-09, LenDb lists 6 loan officers licensed in or based in Alabama whose lender pages show Bank statement loan work. The top-ranked are Wendy Seagle (CrossCountry Mortgage, Fort Walton Beach), Eric Rosemary (CrossCountry Mortgage, Boca Raton) and Trey Wolff (Highlands Residential Mortgage, Cartersville). Ranking is lender-neutral: specialty evidence first, then a license in AL, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 6
- 1
Wendy SeagleNMLS 194641
CrossCountry Mortgage · Fort Walton Beach, FL · licensed in 4 states
- Bank statement loan
- Construction loan
- DSCR loan
- Jumbo loan
- AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- States 35 years of experience (lender page, 2026-10-09)
- 2
Eric RosemaryNMLS 301253
CrossCountry Mortgage · Boca Raton, FL · licensed in 15 states
- Bank statement loan
- Asset-based qualifying
- DSCR loan
- Foreign national
- AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2012 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 3
Trey WolffNMLS 331844
Highlands Residential Mortgage · Cartersville, GA · licensed in 4 states
- Bank statement loan
- Jumbo loan
- USDA loan
- FHA loan
- AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Florida records)
- States 21 years of experience (lender page, 2026-10-09)
- 4
Jim BrettlNMLS 455400
Xpert Home Lending · Mortgage broker · licensed in 13 states
- Bank statement loan
- DSCR loan
- AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- 5
David K. Clark IIINMLS 1375791
Lit Financial Corporation · licensed in 5 states
- Bank statement loan
- DSCR loan
- Non-QM loan
- HELOC
- AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Florida records)
- 6
Ryan McGranNMLS 2520487
Lit Financial Corporation · licensed in 19 states
- Bank statement loan
- Condo
- DSCR loan
- Jumbo loan
- AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Colorado records)
Before you choose
Expense factors and deposit analysis vary, so the same statements can qualify for very different amounts.
- Do you use personal or business statements, and what expense factor?
- How do you treat large or irregular deposits?
- How does pricing compare with a full documentation loan?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a AL license is confirmed with the state regulator (check mark), AL is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=bank-statement&state=AL. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.