Joe Cavanaugh
Mortgage Banker at First Citizens Bank · Raleigh, NC
NMLS ID 704351 (opens in a new tab) · verify at NMLS Consumer Access
Joe Cavanaugh (NMLS 704351) is Mortgage Banker at First Citizens Bank, based in Raleigh, NC. Licensed in North Carolina. Focus areas shown on the lender page: Down payment assistance, FHA loan, First-time buyer and VA loan. States 30 years of experience.
Last verified . Sources: First Citizens Bank (bankers.firstcitizens.com) and NMLS Consumer Access (license status, check live).
- 30 years experience
- 1 state
- Unclaimed profile
- No actions on file
Specialties
Where we saw these: bankers.firstcitizens.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
As listed on the lender page (NC), not yet checked against state regulators.
Contact
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Employment history
First Citizens Bank NMLS 503941
Current · Raleigh, NC · seen on lender site 2026-10-09
Disciplinary actions
None on record
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About
Joe brings over 30 years of mortgage industry experience and has helped thousands of clients from first-time buyers to seasoned investors. He emphasizes integrity, clear communication, and personalized lending solutions tailored to each client's goals.
Our summary of the lender page. Verified 2026-10-09.
- Also
- Helped thousands of clients navigate home financing
- Source (opens in a new tab), verified 2026-10-09
Reviews
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Sources
| Name and employer | lender site · bankers.firstcitizens.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · bankers.firstcitizens.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · bankers.firstcitizens.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · bankers.firstcitizens.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · bankers.firstcitizens.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · bankers.firstcitizens.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Joe Cavanaugh (NMLS 704351), First Citizens Bank. LenDb.ai, https://lendb.ai/lo/joe-cavanaugh-704351, last verified 2026-10-09.
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