LenDb.ai

Loan programs · North Carolina

VA loan officers in North Carolina

As of 2026-10-09, LenDb lists 442 loan officers licensed in or based in North Carolina whose lender pages show VA loan work. The top-ranked are Justin Burris (Fairway Independent Mortgage Corporation, Raleigh), Don Waters (Fairway Independent Mortgage Corporation, Clayton) and Dawn White (Union Home Mortgage, Salisbury). Ranking is lender-neutral: specialty evidence first, then a license in NC, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 25

  1. 1

    Justin BurrisNMLS 659024

    Fairway Independent Mortgage Corporation · Raleigh, NC · licensed in 4 states

    • VA loan
    • First-time buyer
    • FHA loan
    • Reverse mortgage
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in NC (listed on lender page, verified 2026-10-09)
    • Branch in North Carolina
    • 20 years experience (stated on lender page, 2026-10-09)
  2. 2

    Don WatersNMLS 82361

    Fairway Independent Mortgage Corporation · Clayton, NC · licensed in 11 states

    • VA loan
    • USDA loan
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in NC (listed on lender page, verified 2026-10-09)
    • Branch in North Carolina
    • 11 years licensed
  3. 3

    Dawn WhiteNMLS 659145

    Union Home Mortgage · Salisbury, NC · licensed in 2 states

    • VA loan
    • FHA loan
    • First-time buyer
    • New construction
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in NC (listed on lender page, verified 2026-10-09)
    • Branch in North Carolina
    • 26 years experience (stated on lender page, 2026-10-09)
  4. 4

    Ryan GeorgeNMLS 5692

    CrossCountry Mortgage · Frederick, MD · licensed in 21 states

    • VA loan
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in NC (listed on lender page, verified 2026-10-09)
    • 14 years licensed
    • No disciplinary actions on file at LenDb
  5. 5

    Shannon WilliamsNMLS 2287349

    Guild Mortgage · Jacksonville, NC · licensed in 2 states

    • VA loan
    • Down payment assistance
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in NC (listed on lender page, verified 2026-10-09)
    • Branch in North Carolina
    • 15 years experience (stated on lender page, 2026-10-09)
  6. 6

    Scott EvansNMLS 256163

    CrossCountry Mortgage · San Diego, CA · licensed in 38 states

    • VA loan
    • Jumbo loan
    • FHA loan
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in NC (listed on lender page, verified 2026-10-09)
    • 13 years licensed
    • No disciplinary actions on file at LenDb
  7. 7

    Colin Joseph TommersonNMLS 93404

    Fairway Independent Mortgage Corporation · Raleigh, NC

    • VA loan
    • FHA loan
    • USDA loan
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in NC (listed on lender page, verified 2026-10-09)
    • Branch in North Carolina
    • No disciplinary actions on file at LenDb
  8. 8

    Renee HendersonNMLS 112786

    CrossCountry Mortgage · Dunn, NC · licensed in 2 states

    • VA loan
    • Down payment assistance
    • First-time buyer
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in NC (listed on lender page, verified 2026-10-09)
    • Branch in North Carolina
    • 25 years experience (stated on lender page, 2026-10-09)
  9. 9

    Amy GossNMLS 194181

    Guild Mortgage · Jacksonville, NC · licensed in 12 states

    • VA loan
    • FHA loan
    • First-time buyer
    • USDA loan
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in NC (listed on lender page, verified 2026-10-09)
    • Branch in North Carolina
    • 8 years licensed
  10. 10

    Erica CampbellNMLS 982872

    CrossCountry Mortgage · Southern Pines, NC

    • VA loan
    • FHA loan
    • First-time buyer
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in NC (listed on lender page, verified 2026-10-09)
    • Branch in North Carolina
    • No disciplinary actions on file at LenDb
  11. 11

    Steve MedinaNMLS 1900697

    CrossCountry Mortgage · Durham, NC · licensed in 2 states

    • VA loan
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in NC (listed on lender page, verified 2026-10-09)
    • Branch in North Carolina
    • No disciplinary actions on file at LenDb
  12. 12

    Sunshine MatthewsNMLS 2616833

    CrossCountry Mortgage · Charlotte, NC · licensed in 2 states

    • VA loan
    • First-time buyer
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in NC (listed on lender page, verified 2026-10-09)
    • Branch in North Carolina
    • No disciplinary actions on file at LenDb
  13. 13

    Dan OpirhoryNMLS 2619871

    ALCOVA Mortgage · Fayetteville, NC · licensed in 4 states

    • VA loan
    • First-time buyer
    • Real estate investor
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in NC (listed on lender page, verified 2026-10-09)
    • Branch in North Carolina
    • 9 years experience (stated on lender page, 2026-10-09)
  14. 14

    Lisa HolguinNMLS 1543216

    CrossCountry Mortgage · Delray Beach, FL · licensed in 12 states

    • VA loan
    • Real estate investor
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in NC (listed on lender page, verified 2026-10-09)
    • 9 years licensed
    • No disciplinary actions on file at LenDb
  15. 15

    Chet MannNMLS 171268

    Guild Mortgage · Sanford, NC · licensed in 3 states

    • VA loan
    • Real estate investor
    • First-time buyer
    • Self-employed
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in NC (listed on lender page, verified 2026-10-09)
    • Branch in North Carolina
    • 18 years experience (stated on lender page, 2026-10-09)
  16. 16

    Jim MercantiniNMLS 2598961

    Envoy Mortgage · Houston, TX · licensed in 2 states

    • VA loan
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in NC (listed on lender page, verified 2026-10-09)
    • 20 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  17. 17

    Jeff HalbertNMLS 71222

    First Home Mortgage · Dunkirk, MD · licensed in 8 states

    • VA loan
    • First-time buyer
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in NC (listed on lender page, verified 2026-10-09)
    • 15 years licensed
    • No disciplinary actions on file at LenDb
  18. 18

    Angie TurleyNMLS 363066

    Fairway Independent Mortgage Corporation · Mooresville, IN · licensed in 26 states

    • VA loan
    • First-time buyer
    • Self-employed
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in NC (listed on lender page, verified 2026-10-09)
    • 7 years licensed
    • No disciplinary actions on file at LenDb
  19. 19

    Dan LongmanNMLS 369430

    NFM Lending · Plantation, FL · licensed in 7 states

    • VA loan
    • FHA loan
    • First-time buyer
    • Jumbo loan
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in NC (listed on lender page, verified 2026-10-09)
    • 15 years licensed
    • No disciplinary actions on file at LenDb
  20. 20

    Chris ShumateNMLS 627360

    Fairway Independent Mortgage Corporation · Duluth, GA · licensed in 6 states

    • VA loan
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in NC (listed on lender page, verified 2026-10-09)
    • 11 years licensed
    • No disciplinary actions on file at LenDb
  21. 21

    Kate RedmanNMLS 880676

    CrossCountry Mortgage · Evans, GA · licensed in 6 states

    • VA loan
    • FHA loan
    • Construction loan
    • Non-QM loan
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in NC (listed on lender page, verified 2026-10-09)
    • 7 years licensed
    • No disciplinary actions on file at LenDb
  22. 22

    Daniel SolisNMLS 1407785

    CrossCountry Mortgage · Midlothian, VA · licensed in 6 states

    • VA loan
    • Jumbo loan
    • Renovation loan (203k / HomeStyle)
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in NC (listed on lender page, verified 2026-10-09)
    • 7 years licensed
    • No disciplinary actions on file at LenDb
  23. 23

    Mallory FotiadesNMLS 1666711

    CrossCountry Mortgage · Crestview, FL · licensed in 5 states

    • VA loan
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in NC (listed on lender page, verified 2026-10-09)
    • 7 years licensed
    • No disciplinary actions on file at LenDb
  24. 24

    Mike EastmanNMLS 21108

    First Heritage Mortgage · Fairfax, VA · licensed in 12 states

    • VA loan
    • FHA loan
    • Jumbo loan
    • First-time buyer
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in NC (listed on lender page, verified 2026-10-09)
    • 15 years licensed
    • No disciplinary actions on file at LenDb
  25. 25

    Kevin HolmesNMLS 193246

    NFM Lending · Linthicum, MD · licensed in 23 states

    • VA loan
    • FHA loan
    • First-time buyer
    • Jumbo loan
    • Lists VA loan on lender page (lender page, verified 2026-10-09)
    • Licensed in NC (listed on lender page, verified 2026-10-09)
    • 14 years licensed
    • No disciplinary actions on file at LenDb

Before you choose

Entitlement calculations, funding fee exemptions and VA appraisal rules reward a loan officer who closes VA loans often.

  • How many VA loans have you closed in the last year?
  • Can you check my remaining entitlement and funding fee status?
  • How do you handle a low VA appraisal or the tidewater process?

More about VA loan

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in NC or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=va&state=NC. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.