Loan programs · North Carolina
FHA loan officers in North Carolina
As of 2026-10-09, LenDb lists 381 loan officers licensed in or based in North Carolina whose lender pages show FHA loan work. The top-ranked are Justin Burris (Fairway Independent Mortgage Corporation, Raleigh), Amy Goss (Guild Mortgage, Jacksonville) and John Schmidlin (Guild Mortgage, High Point). Ranking is lender-neutral: specialty evidence first, then a license in NC, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Justin BurrisNMLS 659024
Fairway Independent Mortgage Corporation · Raleigh, NC · licensed in 4 states
- FHA loan
- First-time buyer
- Reverse mortgage
- USDA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NC (listed on lender page, verified 2026-10-09)
- Branch in North Carolina
- 20 years experience (stated on lender page, 2026-10-09)
- 2
Amy GossNMLS 194181
Guild Mortgage · Jacksonville, NC · licensed in 12 states
- FHA loan
- First-time buyer
- USDA loan
- VA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NC (listed on lender page, verified 2026-10-09)
- Branch in North Carolina
- 8 years licensed
- 3
John SchmidlinNMLS 69847
Guild Mortgage · High Point, NC · licensed in 3 states
- FHA loan
- First-time buyer
- Real estate investor
- Construction loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NC (listed on lender page, verified 2026-10-09)
- Branch in North Carolina
- 29 years experience (stated on lender page, 2026-10-09)
- 4
Colin Joseph TommersonNMLS 93404
Fairway Independent Mortgage Corporation · Raleigh, NC
- FHA loan
- VA loan
- USDA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NC (listed on lender page, verified 2026-10-09)
- Branch in North Carolina
- 5
Shawna BeckerNMLS 107857
Union Home Mortgage · Fayetteville, NC · licensed in 2 states
- FHA loan
- Construction loan
- VA loan
- First-time buyer
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NC (listed on lender page, verified 2026-10-09)
- Branch in North Carolina
- 6
Dan LongmanNMLS 369430
NFM Lending · Plantation, FL · licensed in 7 states
- FHA loan
- First-time buyer
- Jumbo loan
- Self-employed
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NC (listed on lender page, verified 2026-10-09)
- 15 years licensed
- 7
Kate RedmanNMLS 880676
CrossCountry Mortgage · Evans, GA · licensed in 6 states
- FHA loan
- VA loan
- Construction loan
- Non-QM loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NC (listed on lender page, verified 2026-10-09)
- 7 years licensed
- 8
Mike EastmanNMLS 21108
First Heritage Mortgage · Fairfax, VA · licensed in 12 states
- FHA loan
- Jumbo loan
- VA loan
- First-time buyer
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NC (listed on lender page, verified 2026-10-09)
- 15 years licensed
- 9
Kevin HolmesNMLS 193246
NFM Lending · Linthicum, MD · licensed in 23 states
- FHA loan
- First-time buyer
- Jumbo loan
- USDA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NC (listed on lender page, verified 2026-10-09)
- 14 years licensed
- 10
Ryan HadleyNMLS 1760292
First Heritage Mortgage · licensed in 7 states
- FHA loan
- VA loan
- First-time buyer
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NC (listed on lender page, verified 2026-10-09)
- 30 years experience (stated on lender page, 2026-10-09)
- 11
Jolayne CraigNMLS 290277
Atlantic Coast Mortgage · Fredericksburg, VA · licensed in 4 states
- FHA loan
- Renovation loan (203k / HomeStyle)
- USDA loan
- VA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NC (listed on lender page, verified 2026-10-09)
- 30 years experience (stated on lender page, 2026-10-09)
- 12
Mike TravisNMLS 177511
First Heritage Mortgage · Wake Forest, NC · licensed in 6 states
- FHA loan
- Construction loan
- First-time buyer
- Renovation loan (203k / HomeStyle)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NC (listed on lender page, verified 2026-10-09)
- Branch in North Carolina
- 12 years licensed
- 13
Lori JuleNMLS 190409
Atlantic Coast Mortgage · Fairfax, VA · licensed in 27 states
- FHA loan
- Jumbo loan
- USDA loan
- VA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NC (listed on lender page, verified 2026-10-09)
- 15 years licensed
- 14
Ray WardNMLS 264957
Atlantic Coast Mortgage · licensed in 2 states
- FHA loan
- Renovation loan (203k / HomeStyle)
- USDA loan
- VA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NC (listed on lender page, verified 2026-10-09)
- 26 years experience (stated on lender page, 2026-10-09)
- 15
Susan McGrathNMLS 366451
CrossCountry Mortgage · Naples, FL · licensed in 5 states
- FHA loan
- VA loan
- First-time buyer
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NC (listed on lender page, verified 2026-10-09)
- 4 years licensed
- 16
Kristina HayesNMLS 1057175
Churchill Mortgage · Irvine, CA · licensed in 24 states
- FHA loan
- Non-QM loan
- VA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NC (listed on lender page, verified 2026-10-09)
- 12 years licensed
- 17
Jackson ThomasNMLS 1190420
CrossCountry Mortgage · Dallas, TX · licensed in 21 states
- FHA loan
- Jumbo loan
- VA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NC (listed on lender page, verified 2026-10-09)
- 4 years licensed
- 18
Mike SchusterNMLS 1980879
CrossCountry Mortgage · Columbia, MD · licensed in 22 states
- FHA loan
- VA loan
- First-time buyer
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NC (listed on lender page, verified 2026-10-09)
- 5 years licensed
- 19
James McMurreyNMLS 2302283
CrossCountry Mortgage · Lacey, WA · licensed in 25 states
- FHA loan
- USDA loan
- VA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NC (listed on lender page, verified 2026-10-09)
- 3 years licensed
- 20
John AstrologoNMLS 441861
CrossCountry Mortgage · White Plains, NY · licensed in 10 states
- FHA loan
- Co-op
- First-time buyer
- Jumbo loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NC (listed on lender page, verified 2026-10-09)
- 4 years licensed
- 21
Michael Alan WendorfNMLS 109568
Newrez · Columbia, MD · licensed in 9 states
- FHA loan
- VA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NC (listed on lender page, verified 2026-10-09)
- 10 years licensed
- 22
Randy KeyNMLS 190053
Churchill Mortgage · Dallas, TX · licensed in 12 states
- FHA loan
- Jumbo loan
- VA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NC (listed on lender page, verified 2026-10-09)
- 10 years licensed
- 23
Jacob KuzmanNMLS 373644
LeaderOne Financial · Winter Park, FL · licensed in 6 states
- FHA loan
- Construction loan
- First-time buyer
- HELOC
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NC (listed on lender page, verified 2026-10-09)
- 14 years licensed
- 24
Andrew OlsonNMLS 453787
First Citizens Bank · Charlotte, NC · licensed in 2 states
- FHA loan
- Construction loan
- First-time buyer
- Jumbo loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NC (listed on lender page, verified 2026-10-09)
- Branch in North Carolina
- 30 years experience (stated on lender page, 2026-10-09)
- 25
Alex MacklinNMLS 500343
First Citizens Bank · Fuquay-Varina, NC · licensed in 4 states
- FHA loan
- Construction loan
- Down payment assistance
- First-time buyer
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NC (listed on lender page, verified 2026-10-09)
- Branch in North Carolina
- 30 years experience (stated on lender page, 2026-10-09)
Before you choose
Lender overlays on credit score and debt-to-income differ, and property condition rules can complicate older homes.
- What minimum credit score do you accept for FHA, with or without overlays?
- How do you handle FHA appraisal repair requirements?
- What will mortgage insurance cost over the life of the loan?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in NC or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=fha&state=NC. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.