Johana Amaya
Loan Officer at Cliffco, Inc. · Uniondale, NY
NMLS ID 1838913 (opens in a new tab) · verify at NMLS Consumer Access
Based in Uniondale, New York, Johana Amaya (NMLS 1838913) is a Loan Officer at Cliffco, Inc., licensed in Florida since 2019 and in New York and Pennsylvania. Johana works at an FHA-approved lender, per HUD.
Last verified . Sources: Cliffco, Inc. (cliffcomortgage.com), Florida state regulator, New York state regulator, Pennsylvania state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: August 27, 2019 (Florida), per state regulator
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- 4 states
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Johana licensed in New York?
- Yes. New York regulator records list a license as active (verified 2026-10-14). LenDb has 3 other states on file for Johana.
- Source: New York state regulator (opens in a new tab)
- What lender does Johana work for, and is it FHA-approved?
- Cliffco, Inc., company NMLS 65328, from the Uniondale, NY office, per the lender's own site (verified 2026-10-15). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026).
- Source: lender site; HUD (opens in a new tab)
- How long has Johana been licensed?
- The earliest state license record LenDb holds for Johana is from August 27, 2019 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
- Source: Florida state regulator (opens in a new tab)
Specialties
Focus
No focus listed on their lender page yet.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
Florida, New York, New Jersey, Pennsylvania
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO63717, first effective 2019-08-27), NY (opens in a new tab), PA (opens in a new tab) (71583), verified 2026-10-15.
Lender-reported: NJ is listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Cliffco, Inc. NMLS 65328
Current · Uniondale, NY · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
Sources
| Name and employer | lender site · cliffcomortgage.com (opens in a new tab) | verified 2026-10-15 |
| Licenses (regulator) | state regulator · data.pa.gov (opens in a new tab) | verified 2026-10-16 |
| Licensed states | lender site · cliffcomortgage.com (opens in a new tab) | verified 2026-10-15 |
| Contact | lender site · cliffcomortgage.com (opens in a new tab) | verified 2026-10-15 |
| Photo | lender site · cliffcomortgage.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Johana Amaya (NMLS 1838913), Cliffco, Inc.. LenDb.ai, https://lendb.ai/lo/johana-amaya-1838913, last verified 2026-10-15.
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