Raymond Garcia, photo from Cliffco, Inc.

Raymond Garcia

Loan Officer at Cliffco, Inc. · Uniondale, NY

NMLS ID 2559091 (opens in a new tab) · verify at NMLS Consumer Access

Based in Uniondale, New York, Raymond Garcia (NMLS 2559091) is a Loan Officer at Cliffco, Inc., licensed in New York. Raymond's focus, from their own profile, includes real estate investor and self-employed, and Raymond speaks English and Spanish and works at an FHA-approved lender, per HUD.

Last verified . Sources: Cliffco, Inc. (cliffcomortgage.com), New York state regulator and NMLS Consumer Access (license status, check live). Licensed as Raymond Garcia Calvo (New York regulator).

Quick answers

Is Raymond licensed in New York?
Yes. New York regulator records list a license as active (verified 2026-10-14). LenDb has 2 other states on file for Raymond.
Source: New York state regulator (opens in a new tab)
Does Raymond list real estate investor as a focus?
Raymond's profile lists real estate investor as a focus (from their lender profile page). It also lists self-employed.
Source: lender page (opens in a new tab)
What lender does Raymond work for, and is it FHA-approved?
Cliffco, Inc., company NMLS 65328, from the Uniondale, NY office, per the lender's own site (verified 2026-10-15). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026).
Source: lender site; HUD (opens in a new tab)
What languages does Raymond speak?
English and Spanish, per their lender page (verified 2026-10-15).
Source: lender page (opens in a new tab)

Specialties

Focus

Where we saw these: cliffcomortgage.com (opens in a new tab)

Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

Languages

Source: lender site (opens in a new tab), verified 2026-10-15

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

New York, New Jersey, Pennsylvania

✓ Confirmed with the state regulator: NY (opens in a new tab), verified 2026-10-14.

Lender-reported: NJ, PA are listed on the lender page, not yet checked with the state regulator.

Contact

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Employment history

  1. Cliffco, Inc. NMLS 65328

    Current · Uniondale, NY · seen on lender site 2026-10-15

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Serves
Tri-State area
Source (opens in a new tab), verified 2026-10-15
Role
investment advisor
Source (opens in a new tab), verified 2026-10-15
Community
supporting underserved communities
Source (opens in a new tab), verified 2026-10-15

Sources

Name and employerlender site · cliffcomortgage.com (opens in a new tab)verified 2026-10-15
Licenses (regulator)state regulator · dfs.ny.gov (opens in a new tab)verified 2026-10-14
Licensed stateslender site · cliffcomortgage.com (opens in a new tab)verified 2026-10-15
Specialtieslender site · cliffcomortgage.com (opens in a new tab)verified 2026-10-21
Languageslender site · cliffcomortgage.com (opens in a new tab)verified 2026-10-15
Contactlender site · cliffcomortgage.com (opens in a new tab)verified 2026-10-15
Photolender site · cliffcomortgage.com (opens in a new tab)verified 2026-10-15
License statusNMLS Consumer Access (opens in a new tab)check live

Also available as Markdown, JSON, or via the API.

Cite as: Raymond Garcia (NMLS 2559091), Cliffco, Inc.. LenDb.ai, https://lendb.ai/lo/raymond-garcia-calvo-2559091, last verified 2026-10-15.

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