Independent mortgage bank

Cliffco, Inc.

Company NMLS ID 65328 (opens in a new tab) · cliffcomortgage.com (opens in a new tab)

Cliffco, Inc. (company NMLS 65328) is an independent mortgage lender. LenDb lists 57 of its loan officers, with branches in 4 states, each with an individual NMLS ID, licensed states and sources.

Last verified . Sources: Cliffco, Inc.'s own loan officer directory and NMLS Consumer Access.

Lending activity (HMDA)

Funded 1,184 home loans in 2025 (HMDA), 977 conventional

Most loans in New York (838), Florida (112), New Jersey (78).

Source: HMDA, FFIEC/CFPB, 2025 (opens in a new tab). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.

About Cliffco, Inc.

Cliffco Mortgage Bankers is an independent mortgage bank founded in 1989 and headquartered on Long Island, New York. It offers purchase, refinance, and reverse mortgage financing, including VA, FHA, conventional, and USDA loans. It is licensed to originate in multiple U.S. states.

Written by LenDb from the lender's own page (opens in a new tab), read 2026-10-15.

State licenses (regulator records)

LenDb has company license records from these state regulators so far. A state not listed is not known either way; NMLS Consumer Access has the full list.

Loan officers by licensed state

Languages its loan officers list

  • Spanish (2)
  • Chinese (2)

Loan officers

Florida 1

Minnesota 1

New Jersey 5

New York 46

Branch not listed 4

Source: state regulator (loan officer directory (opens in a new tab)), verified 2026-10-13. Also as JSON. Lender-neutral: nobody pays to be listed or ranked.