Jose Garibay

Mortgage Advisor at Advantage Mortgage, Inc. · Salem, OR

NMLS ID 2582708 (opens in a new tab) · verify at NMLS Consumer Access

Jose Garibay, NMLS 2582708, works as a Mortgage Advisor at Advantage Mortgage, Inc. in Salem, Oregon and is licensed in Oregon since 2024. Jose speaks English and Spanish.

Last verified . Sources: Advantage Mortgage, Inc. (findtheadvantage.com), Oregon state regulator and NMLS Consumer Access (license status, check live). Licensed as Jose Garibay Ventura (Oregon regulator).

Quick answers

Is Jose licensed in Oregon?
Yes. Oregon regulator records list a license as active, first effective July 1, 2024 (verified 2026-10-20).
Source: Oregon state regulator (opens in a new tab)
What lender does Jose work for?
Advantage Mortgage, Inc., company NMLS 1770599, from the Salem, OR office, per the lender's own site (verified 2026-10-15).
Source: lender site (opens in a new tab)
What languages does Jose speak?
English and Spanish, per their lender page (verified 2026-10-15).
Source: lender page (opens in a new tab)
How long has Jose been licensed?
The earliest state license record LenDb holds for Jose is from July 1, 2024 (Oregon regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
Source: Oregon state regulator (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Languages

    Source: lender site (opens in a new tab), verified 2026-10-15

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Oregon

    ✓ Confirmed with the state regulator: OR (opens in a new tab), verified 2026-10-20.

    Contact

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    Employment history

    1. Advantage Mortgage, Inc. NMLS 1770599

      Current · Salem, OR · seen on lender site 2026-10-15

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Role
    Mortgage Broker
    Source (opens in a new tab), verified 2026-10-15
    Also
    Fluent in English and Spanish
    Source (opens in a new tab), verified 2026-10-15

    Sources

    Name and employerlender site · findtheadvantage.com (opens in a new tab)verified 2026-10-15
    Licenses (regulator)state regulator · dfr.oregon.gov (opens in a new tab)verified 2026-10-20
    Languageslender site · findtheadvantage.com (opens in a new tab)verified 2026-10-15
    Contactlender site · findtheadvantage.com (opens in a new tab)verified 2026-10-15
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Jose Garibay (NMLS 2582708), Advantage Mortgage, Inc.. LenDb.ai, https://lendb.ai/lo/jose-garibay-2582708, last verified 2026-10-15.

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    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.