Languages · Oregon

Spanish-speaking loan officers in Oregon

As of 2026-10-26, LenDb lists 21 loan officers licensed in or based in Oregon whose lender pages say they speak Spanish. The top-ranked are Steven Hernandez (CrossCountry Mortgage, Salem), Holly Smith (Guild Mortgage, Albany) and Trina Fangon (Union Home Mortgage, Tigard). Ranking is lender-neutral: a license in OR, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.

Last verified . Sources: loan officers' own lender pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 20

  1. 1

    Steven HernandezNMLS 404540

    CrossCountry Mortgage · Salem, OR · licensed in 3 states

    • ✓Licensed in OR: confirmed with the Oregon regulator, verified 2026-10-20
    • Speaks Spanish (lender page, verified 2026-10-22)
    • Office in Salem, OR
    • Earliest state license record: April 10, 2018 (Oregon), per state regulator
    • States 27 years of experience (lender page, 2026-10-22)
  2. 2

    Holly SmithNMLS 211163

    Guild Mortgage · Albany, OR

    • ✓Licensed in OR: confirmed with the Oregon regulator, verified 2026-10-20
    • Speaks Spanish (lender page, verified 2026-10-26)
    • Office in Albany, OR
    • Earliest state license record: July 31, 2010 (Oregon), per state regulator
    • States 20 years of experience (lender page, 2026-10-26)
  3. 3

    Trina FangonNMLS 442520

    Union Home Mortgage · Tigard, OR · licensed in 3 states

    • ✓Licensed in OR: confirmed with the Oregon regulator (license 442520), verified 2026-10-20
    • Speaks Spanish (lender page, verified 2026-10-14)
    • Office in Tigard, OR
    • Earliest state license record: January 4, 2023 (Oregon), per state regulator
    • States 25 years of experience (lender page, 2026-10-14)
  4. 4

    Claudia ChapmanNMLS 302526

    Advantage Mortgage, Inc. · Salem, OR

    • ✓Licensed in OR: confirmed with the Oregon regulator (license 302526), verified 2026-10-20
    • Speaks Spanish (lender page, verified 2026-10-26)
    • Office in Salem, OR
    • Earliest state license record: August 6, 2010 (Oregon), per state regulator
    • States 19 years of experience (lender page, 2026-10-26)
  5. 5

    Eunice ParhamNMLS 1395986

    CMG Home Loans · Eugene, OR · licensed in 3 states

    • First-time buyer
    • ✓Licensed in OR: confirmed with the Oregon regulator, verified 2026-10-20
    • Speaks Spanish (lender page, verified 2026-10-20)
    • Office in Eugene, OR
    • Earliest state license record: January 6, 2021 (Texas), per state regulator
    • States 12 years of experience (lender page, 2026-10-20)
  6. 6

    Steven MartinezNMLS 1539506

    Banner Bank · Bank · Portland, OR

    • First-time buyer
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Speaks Spanish (lender page, verified 2026-10-16)
    • Office in Portland, OR
    • States 20 years of experience (lender page, 2026-10-16)
  7. 7

    Rox BaltazarNMLS 1635613

    Evergreen Home Loans · Portland, OR

    • ✓Licensed in OR: confirmed with the Oregon regulator, verified 2026-10-20
    • Speaks Spanish (lender page, verified 2026-10-21)
    • Office in Portland, OR
    • Earliest state license record: June 29, 2017 (Oregon), per state regulator
  8. 8

    Joe MartinezNMLS 593089

    Mortgage Solutions of Colorado, LLC · Oregon City, OR

    • ✓Licensed in OR: confirmed with the Oregon regulator, verified 2026-10-20
    • Speaks Spanish (lender page, verified 2026-10-21)
    • Office in Oregon City, OR
    • Earliest state license record: January 18, 2018 (Oregon), per state regulator
  9. 9

    Ricky GuadarramaNMLS 445583

    American Pacific Mortgage · Portland, OR · licensed in 6 states

    • First-time buyer
    • Real estate investor
    • ✓Licensed in OR: confirmed with the Oregon regulator, verified 2026-10-20
    • Speaks Spanish (lender page, verified 2026-10-20)
    • Office in Portland, OR
    • Earliest state license record: April 5, 2018 (Oregon), per state regulator
  10. 10

    Joseph PortilloNMLS 498755

    Washington Trust Bank · Bank · Portland, OR

    • First-time buyer
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Speaks Spanish (lender page, verified 2026-10-16)
    • Office in Portland, OR
    • States 17 years of experience (lender page, 2026-10-16)
  11. 11

    Adam Van De BovenkampNMLS 2485317

    GoPrime Mortgage, Inc. · Roseburg, OR · licensed in 2 states

    • ✓Licensed in OR: confirmed with the Oregon regulator, verified 2026-10-20
    • Speaks Spanish (lender page, verified 2026-10-15)
    • Office in Roseburg, OR
    • Earliest state license record: December 12, 2023 (Oregon), per state regulator
    • States 5 years of experience (lender page, 2026-10-15)
  12. 12

    Ana FloresNMLS 2313932

    Directors Mortgage · Hood River, OR · licensed in 3 states

    • ✓Licensed in OR: confirmed with the Oregon regulator, verified 2026-10-20
    • Speaks Spanish (lender page, verified 2026-10-21)
    • Office in Hood River, OR
    • Earliest state license record: November 1, 2022 (Oregon), per state regulator
  13. 13

    Jose GaribayNMLS 2582708

    Advantage Mortgage, Inc. · Salem, OR

    • ✓Licensed in OR: confirmed with the Oregon regulator, verified 2026-10-20
    • Speaks Spanish (lender page, verified 2026-10-15)
    • Office in Salem, OR
    • Earliest state license record: July 1, 2024 (Oregon), per state regulator
  14. 14

    Josh AlexanderNMLS 400418

    U.S. Bank · Bank · Bend, OR

    • Construction loan
    • New construction
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Speaks Spanish (lender page, verified 2026-10-21)
    • Office in Bend, OR
  15. 15

    "PG" A GarciaNMLS 453558

    JPMorgan Chase Bank (Chase Home Lending) · Bank · Portland, OR

    • FHA loan
    • Self-employed
    • VA loan
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Speaks Spanish (lender page, verified 2026-10-19)
    • Office in Portland, OR
  16. 16

    Alejandra Barbosa BonolaNMLS 2641718

    JPMorgan Chase Bank (Chase Home Lending) · Bank · Hillsboro, OR

    • HELOC
    • Vacation home
    • FHA loan
    • VA loan
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Speaks Spanish (lender page, verified 2026-10-26)
    • Office in Hillsboro, OR
    • Earliest state license record: March 27, 2025 (Oregon), per state regulator
  17. 17

    Rocio SolisNMLS 1575003

    Banner Bank · Bank · Medford, OR

    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Speaks Spanish (lender page, verified 2026-10-16)
    • Office in Medford, OR
  18. 18

    Luz GarciaNMLS 2805448

    Bank of America · Bank · Hillsboro, OR

    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Speaks Spanish (lender page, verified 2026-10-19)
    • Office in Hillsboro, OR
  19. 19

    Heidy Perez PhillipNMLS 862396

    Zero Point Mortgage Services · licensed in 6 states

    • OR listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Speaks Spanish (lender page, verified 2026-10-15)
    • Earliest state license record: November 27, 2012 (Colorado), per state regulator
    • States 15 years of experience (lender page, 2026-10-15)
  20. 20

    Santiago EstradaNMLS 298619

    Lifetime Home Loans, LLC

    • FHA loan
    • USDA loan
    • VA loan
    • First-time buyer
    • OR listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Speaks Spanish (lender page, verified 2026-10-15)

How this list is ranked

A loan officer is listed when their own lender page lists Spanish. Loan officers are included when a OR license is confirmed with the state regulator (check mark), OR is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience and profile completeness. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?lang=es&state=OR. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.