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Josefina Vargas-Verran, photo from Loan Factory

Josefina Vargas-Verran

Mortgage Loan Officer at Loan Factory · Texas

NMLS ID 1935728 (opens in a new tab) · verify at NMLS Consumer Access

Josefina Vargas-Verran (NMLS 1935728) is Mortgage Loan Officer at Loan Factory, based in Texas. Lists Texas on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Rural property, VA loan and FHA loan. Speaks English and Spanish.

Last verified . Sources: Loan Factory (loanfactory.com) and NMLS Consumer Access (license status, check live).

Specialties

Where we saw these: loanfactory.com (opens in a new tab)

Evidence levels, strongest first: production data, lender page, self-reported.

Languages

  • English
  • Spanish

Source: lender site (opens in a new tab), verified 2026-10-09

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

Texas

Lender-reported: TX is listed on the lender page, not yet checked with the state regulator.

Contact

No public business contact on file.

View profile at Loan Factory (opens in a new tab)

We never see who you contact.

Employment history

  1. Loan Factory NMLS 320841

    Current · TX · seen on lender site 2026-10-09

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Texas loan officer licensed since 2022 specializing in residential, investment, and commercial buyers. Fluent in Spanish with 1,500+ hours of commercial appraisal experience; active member of Graduate Realtors Institute with certifications in luxury homes, short sales, and veteran services.

Our summary of the lender page. Verified 2026-10-09.

Experience
since 2022
Source (opens in a new tab), verified 2026-10-09
Credentials
Senior Real Estate Specialist, Short Sales and Foreclosures Resource, Accredited Luxury Home Specialist, Veteran's Land Board, Master Certified Negotiation Expert, previously CRS
Source (opens in a new tab), verified 2026-10-09
Credentials
1,500+ hours of commercial appraisal experience
Source (opens in a new tab), verified 2026-10-09
Role
Associate Broker with HomeSmart
Source (opens in a new tab), verified 2026-10-09
Community
Member of Houston Association of Realtors; Graduate Realtors Institute; volunteers in Church Veteran and Food Ministries
Source (opens in a new tab), verified 2026-10-09

Sources

Name and employerlender site · loanfactory.com (opens in a new tab)verified 2026-10-09
Licensed stateslender site · loanfactory.com (opens in a new tab)verified 2026-10-09
Specialtieslender site · loanfactory.com (opens in a new tab)verified 2026-10-09
Languageslender site · loanfactory.com (opens in a new tab)verified 2026-10-09
Summarylender site · loanfactory.com (opens in a new tab)verified 2026-10-09
Photolender site · loanfactory.com (opens in a new tab)verified 2026-10-09
License statusNMLS Consumer Access (opens in a new tab)check live

Also available as Markdown, JSON, or via the API.

Cite as: Josefina Vargas-Verran (NMLS 1935728), Loan Factory. LenDb.ai, https://lendb.ai/lo/josefina-vargas-verran-1935728, last verified 2026-10-09.

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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.