Property types · Texas
Rural property loan officers in Texas
As of 2026-10-09, LenDb lists 6 loan officers licensed in or based in Texas whose lender pages show Rural property work. The top-ranked are Cheryl S New (Guild Mortgage, Stephenville), Abby Crawford (Highlands Residential Mortgage, Allen) and Amore Azimi (Embrace Home Loans, Rockville). Ranking is lender-neutral: specialty evidence first, then a license in TX, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 6
- 1
Cheryl S NewNMLS 218555
Guild Mortgage · Stephenville, TX
- Rural property
- Non-QM loan
- Bank statement loan
- Down payment assistance
- Lists Rural property on lender page (lender page, verified 2026-10-09)
- Licensed in TX (listed on lender page, verified 2026-10-09)
- Branch in Texas
- 30 years experience (stated on lender page, 2026-10-09)
- 2
Abby CrawfordNMLS 1751005
Highlands Residential Mortgage · Allen, TX
- Rural property
- Lists Rural property on lender page (lender page, verified 2026-10-09)
- Licensed in TX (listed on lender page, verified 2026-10-09)
- Branch in Texas
- 7 years experience (stated on lender page, 2026-10-09)
- 3
Amore AzimiNMLS 1045180
Embrace Home Loans · Rockville, MD · licensed in 10 states
- Rural property
- Jumbo loan
- Real estate investor
- VA loan
- Lists Rural property on lender page (lender page, verified 2026-10-09)
- Licensed in TX (listed on lender page, verified 2026-10-09)
- 9 years licensed
- No disciplinary actions on file at LenDb
- 4
Joseph GeffertNMLS 186479
Loan Factory · licensed in 8 states
- Rural property
- USDA loan
- Lists Rural property on lender page (lender page, verified 2026-10-09)
- Licensed in TX (listed on lender page, verified 2026-10-09)
- 2 years licensed
- No disciplinary actions on file at LenDb
- 5
Tim SecorNMLS 793567
Guild Mortgage · Plano, TX
- Rural property
- Down payment assistance
- First-time buyer
- Manufactured home
- Lists Rural property on lender page (lender page, verified 2026-10-09)
- Licensed in TX (listed on lender page, verified 2026-10-09)
- Branch in Texas
- No disciplinary actions on file at LenDb
- 6
Heidi HernandezNMLS 2810962
Xpert Home Lending · licensed in 6 states
- Rural property
- Real estate investor
- First-time buyer
- Vacation home
- Lists Rural property on lender page (lender page, verified 2026-10-09)
- Licensed in TX (listed on lender page, verified 2026-10-09)
- No disciplinary actions on file at LenDb
Before you choose
Appraisals lack comparable sales, and acreage limits, outbuildings and water or septic inspections can derail approval.
- What is your maximum acreage, and how do you treat outbuildings?
- Do you have appraisers who know rural properties in this county?
- Does this location qualify for USDA financing?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in TX or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=rural&state=TX. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.