Loan programs · Texas
FHA loan officers in Texas
As of 2026-10-09, LenDb lists 603 loan officers licensed in or based in Texas whose lender pages show FHA loan work. The top-ranked are James Ward (Fairway Independent Mortgage Corporation, Houston), Rob Parham (CrossCountry Mortgage, Plano) and Gina Zavesky (Union Home Mortgage, Victoria). Ranking is lender-neutral: specialty evidence first, then a license in TX, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
James WardNMLS 168854
Fairway Independent Mortgage Corporation · Houston, TX · licensed in 2 states
- FHA loan
- First-time buyer
- Jumbo loan
- New construction
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Office in Houston, TX
- States 25 years of experience (lender page, 2026-10-09)
- 2
Rob ParhamNMLS 195722
CrossCountry Mortgage · Plano, TX
- FHA loan
- First-time buyer
- Jumbo loan
- USDA loan
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Office in Plano, TX
- States 26 years of experience (lender page, 2026-10-09)
- 3
Gina ZaveskyNMLS 1852924
Union Home Mortgage · Victoria, TX
- FHA loan
- First-time buyer
- USDA loan
- VA loan
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Office in Victoria, TX
- Licensed since 2019 (per Florida records)
- States 25 years of experience (lender page, 2026-10-09)
- 4
Andrew PostellNMLS 392627
CrossCountry Mortgage · Bedford, TX
- FHA loan
- Down payment assistance
- DSCR loan
- First-time buyer
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Office in Bedford, TX
- States 15 years of experience (lender page, 2026-10-09)
- 5
Scott ReeseNMLS 86512
CrossCountry Mortgage · Cleveland, OH · licensed in 17 states
- FHA loan
- VA loan
- First-time buyer
- HELOC
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 6
John Csoka Jr.NMLS 212307
CrossCountry Mortgage · Fairfax, VA · licensed in 3 states
- FHA loan
- VA loan
- Non-QM loan
- First-time buyer
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Florida records)
- States 25 years of experience (lender page, 2026-10-09)
- 7
Pete MinghamNMLS 289586
Guild Mortgage · Walnut Creek, CA · licensed in 3 states
- FHA loan
- VA loan
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- States 30 years of experience (lender page, 2026-10-09)
- 8
Cameron GemoetsNMLS 2701842
CrossCountry Mortgage · Cleveland, OH · licensed in 12 states
- FHA loan
- Construction loan
- USDA loan
- VA loan
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 9
Kyle CarringtonNMLS 349423
Guild Mortgage · Austin, TX
- FHA loan
- First-time buyer
- VA loan
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Office in Austin, TX
- States 16 years of experience (lender page, 2026-10-09)
- 10
Erika AlvesNMLS 659544
CrossCountry Mortgage · Tampa, FL · licensed in 4 states
- FHA loan
- Construction loan
- USDA loan
- VA loan
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2012 (per Florida records)
- States 18 years of experience (lender page, 2026-10-09)
- 11
Justin BurrisNMLS 659024
Fairway Independent Mortgage Corporation · Raleigh, NC · licensed in 4 states
- FHA loan
- First-time buyer
- Reverse mortgage
- USDA loan
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- States 20 years of experience (lender page, 2026-10-09)
- 12
Darik TolnayNMLS 521445
CrossCountry Mortgage · Lakewood, CO · licensed in 8 states
- FHA loan
- Jumbo loan
- VA loan
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2013 (per Colorado records)
- States 15 years of experience (lender page, 2026-10-09)
- 13
Jackson ThomasNMLS 1190420
CrossCountry Mortgage · Dallas, TX · licensed in 21 states
- FHA loan
- Jumbo loan
- VA loan
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Office in Dallas, TX
- Licensed since 2017 (per Colorado records)
- 14
Tracey RadinovicNMLS 997560
Fairway Independent Mortgage Corporation · Overland Park, KS · licensed in 13 states
- FHA loan
- Bank statement loan
- DSCR loan
- HELOC
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Florida records)
- States 14 years of experience (lender page, 2026-10-09)
- 15
Jaime LaureanoNMLS 257075
Total Mortgage Services · Milford, CT · licensed in 6 states
- FHA loan
- VA loan
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2018 (per Florida records)
- States 30 years of experience (lender page, 2026-10-09)
- 16
Dan KrausNMLS 40222
Churchill Mortgage · Brentwood, TN · licensed in 16 states
- FHA loan
- First-time buyer
- Real estate investor
- VA loan
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2018 (per Florida records)
- States 24 years of experience (lender page, 2026-10-09)
- 17
Andrew SchmidtNMLS 201143
Churchill Mortgage · Scottsdale, AZ · licensed in 7 states
- FHA loan
- USDA loan
- VA loan
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- States 25 years of experience (lender page, 2026-10-09)
- 18
Rachelle CoffeyNMLS 203664
Homeowners Financial Group · Scottsdale, AZ · licensed in 10 states
- FHA loan
- Down payment assistance
- First-time buyer
- VA loan
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- States 27 years of experience (lender page, 2026-10-09)
- 19
Heidi GageNMLS 213769
NFM Lending · Linthicum, MD · licensed in 27 states
- FHA loan
- Renovation loan (203k / HomeStyle)
- VA loan
- Jumbo loan
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Florida records)
- States 30 years of experience (lender page, 2026-10-09)
- 20
Amber PageNMLS 229184
Evergreen Home Loans · Silverdale, WA · licensed in 14 states
- FHA loan
- USDA loan
- VA loan
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 21
Dan LongmanNMLS 369430
NFM Lending · Plantation, FL · licensed in 7 states
- FHA loan
- First-time buyer
- Jumbo loan
- Self-employed
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2010 (per Florida records)
- States 28 years of experience (lender page, 2026-10-09)
- 22
Domonique GrayNMLS 900558
Churchill Mortgage · Brentwood, TN · licensed in 31 states
- FHA loan
- First-time buyer
- Real estate investor
- VA loan
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Florida records)
- States 30 years of experience (lender page, 2026-10-09)
- 23
Bobby LuuNMLS 185192
American Pacific Mortgage · Reston, VA · licensed in 8 states
- FHA loan
- First-time buyer
- Jumbo loan
- Non-QM loan
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Florida records)
- States 25 years of experience (lender page, 2026-10-09)
- 24
Jay GarvensNMLS 368259
Churchill Mortgage · Colorado Springs, CO · licensed in 11 states
- FHA loan
- First-time buyer
- VA loan
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2007 (per Colorado records)
- 25
Mary GreenwoodNMLS 459324
NFM Lending · Colorado Springs, CO · licensed in 9 states
- FHA loan
- USDA loan
- VA loan
- TX listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2024 (per Colorado records)
- States 19 years of experience (lender page, 2026-10-09)
Before you choose
Lender overlays on credit score and debt-to-income differ, and property condition rules can complicate older homes.
- What minimum credit score do you accept for FHA, with or without overlays?
- How do you handle FHA appraisal repair requirements?
- What will mortgage insurance cost over the life of the loan?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a TX license is confirmed with the state regulator (check mark), TX is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=fha&state=TX. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.