Joseph Gulino, photo from Lendwise Mortgage, Inc.

Joseph Gulino

Loan Officer at Lendwise Mortgage, Inc. · Woodland Hills, CA

NMLS ID 1595765 (opens in a new tab) · verify at NMLS Consumer Access

Joseph Gulino, NMLS 1595765, works as a Loan Officer at Lendwise Mortgage, Inc. in Woodland Hills, California and is licensed in Florida since 2018. Joseph works at an FHA-approved lender, per HUD.

Last verified . Sources: Lendwise Mortgage, Inc. (lendwisemtg.com), Florida state regulator and NMLS Consumer Access (license status, check live).

Quick answers

Is Joseph licensed in Florida?
Yes. Florida regulator records list license LO56896 as active, first effective October 16, 2018 (verified 2026-10-15).
Source: Florida state regulator (opens in a new tab)
What lender does Joseph work for, and is it FHA-approved?
Lendwise Mortgage, Inc., company NMLS 2702455, from the Woodland Hills, CA office, per the lender's own site (verified 2026-10-26). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026).
Source: lender site; HUD (opens in a new tab)
How long has Joseph been licensed?
The earliest state license record LenDb holds for Joseph is from October 16, 2018 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
Source: Florida state regulator (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Florida

    ✓ Confirmed with the state regulator: FL (opens in a new tab) (LO56896, first effective 2018-10-16), verified 2026-10-15.

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    Employment history

    1. Lendwise Mortgage, Inc. NMLS 2702455

      Current · Woodland Hills, CA · seen on lender site 2026-10-26

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    Sources

    Name and employerlender site · lendwisemtg.com (opens in a new tab)verified 2026-10-26
    Licenses (regulator)state regulator · real.flofr.com (opens in a new tab)verified 2026-10-15
    Contactlender site · lendwisemtg.com (opens in a new tab)verified 2026-10-26
    Photolender site · lendwisemtg.com (opens in a new tab)verified 2026-10-26
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Joseph Gulino (NMLS 1595765), Lendwise Mortgage, Inc.. LenDb.ai, https://lendb.ai/lo/joseph-gulino-1595765, last verified 2026-10-26.

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