Julia Garriott
Loan Officer at Lifetime Home Loans, LLC
NMLS ID 487451 (opens in a new tab) · verify at NMLS Consumer Access
Julia Garriott (NMLS 487451) is a Loan Officer at Lifetime Home Loans, LLC, licensed in Oregon since 2019 and in Colorado.
Last verified . Sources: Lifetime Home Loans, LLC (lifetimehomeloans.com), Florida state regulator, Colorado state regulator, Oregon state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: April 22, 2019 (Oregon), per state regulator
- 18 years experience (stated)
- 6 states
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Julia licensed in Colorado?
- Yes. Colorado regulator records list license 100531249 as active, first effective March 8, 2022 (verified 2026-10-16). LenDb has 5 other states on file for Julia.
- Source: Colorado state regulator (opens in a new tab)
- What lender does Julia work for?
- Lifetime Home Loans, LLC, company NMLS 1861406, per the lender's own site (verified 2026-10-15).
- Source: lender site (opens in a new tab)
- How long has Julia been licensed?
- The earliest state license record LenDb holds for Julia is from April 22, 2019 (Oregon regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Julia states 18 years of experience.
- Source: Oregon state regulator (opens in a new tab)
Specialties
Focus
No focus listed on their lender page yet.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
Arizona, California, Colorado, Idaho, Oregon, Washington
✓ Confirmed with the state regulator: CO (opens in a new tab) (100531249, first effective 2022-03-08), OR (opens in a new tab), verified 2026-10-16.
Lender-reported: AZ, CA, ID, WA are listed on the lender page, not yet checked with the state regulator.
Regulator records not active: FL (expired).
Contact
A quick automatic check keeps bots from harvesting contact details.
We never see who you contact.
Employment history
Lifetime Home Loans, LLC NMLS 1861406
Current · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Sources
| Name and employer | lender site · lifetimehomeloans.com (opens in a new tab) | verified 2026-10-15 |
| Licenses (regulator) | state regulator · dfr.oregon.gov (opens in a new tab) | verified 2026-10-20 |
| Licensed states | lender site · lifetimehomeloans.com (opens in a new tab) | verified 2026-10-15 |
| Contact | lender site · lifetimehomeloans.com (opens in a new tab) | verified 2026-10-15 |
| Photo | lender site · lifetimehomeloans.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Julia Garriott (NMLS 487451), Lifetime Home Loans, LLC. LenDb.ai, https://lendb.ai/lo/julia-garriott-487451, last verified 2026-10-20.
Is this you?
Claim this profile to add specialties, a bio and languages, or ask us to fix or remove it.
Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.