Karthikeyan Sankarappan, photo from Ram Mortgage, LLC

Karthikeyan Sankarappan

Loan Officer at Ram Mortgage, LLC · Charlotte, NC

NMLS ID 2507848 (opens in a new tab) · verify at NMLS Consumer Access

Karthikeyan Sankarappan, NMLS 2507848, works as a Loan Officer at Ram Mortgage, LLC in Charlotte, North Carolina and is licensed in California since 2023 and in Florida, Texas, Iowa and 2 more states.

Last verified . Sources: Ram Mortgage, LLC (rammtg.com), Florida state regulator, Texas state regulator, Iowa state regulator, Pennsylvania state regulator, California state regulator, Maryland state regulator and NMLS Consumer Access (license status, check live). Licensed as Karthikeyan Kaduvettipalayam Sankarappan (California, Florida, Iowa and Maryland regulators).

Quick answers

Is Karthikeyan licensed in North Carolina?
Ram Mortgage, LLC's page for Karthikeyan lists North Carolina. LenDb has not checked it with the state regulator yet, so verify at NMLS Consumer Access. LenDb has 14 other states on file for Karthikeyan.
Source: lender page (opens in a new tab)
What lender does Karthikeyan work for?
Ram Mortgage, LLC, company NMLS 2301828, from the Charlotte, NC office, per the lender's own site (verified 2026-10-21).
Source: lender site (opens in a new tab)
How long has Karthikeyan been licensed?
The earliest state license record LenDb holds for Karthikeyan is from December 27, 2023 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
Source: California state regulator (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Florida, Texas, Iowa, Pennsylvania, California, Georgia, Indiana, Kansas, Maryland, Michigan, Minnesota, North Carolina, Ohio, Tennessee, Virginia

    ✓ Confirmed with the state regulator: FL (opens in a new tab) (LO140482, first effective 2025-08-14), TX (opens in a new tab), IA (opens in a new tab) (52738, first effective 2024-09-30), PA (opens in a new tab) (111207), CA DFPI (opens in a new tab) (CA-DFPI2507848, first effective 2023-12-27), MD (opens in a new tab), verified 2026-10-15.

    Lender-reported: GA, IN, KS, MI, MN, NC, OH, TN, VA are listed on the lender page, not yet checked with the state regulator.

    Contact

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    Employment history

    1. Ram Mortgage, LLC NMLS 2301828

      Current · Charlotte, NC · seen on lender site 2026-10-21

    2. Karthik Mortgage Inc NMLS 2707715

      Current · seen on lender site 2026-10-13

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    Sources

    Name and employerlender site · rammtg.com (opens in a new tab)verified 2026-10-21
    Licenses (regulator)state regulator · labor.maryland.gov (opens in a new tab)verified 2026-10-26
    Licensed stateslender site · rammtg.com (opens in a new tab)verified 2026-10-21
    Contactlender site · rammtg.com (opens in a new tab)verified 2026-10-21
    Photolender site · rammtg.com (opens in a new tab)verified 2026-10-21
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Karthikeyan Sankarappan (NMLS 2507848), Ram Mortgage, LLC. LenDb.ai, https://lendb.ai/lo/karthikeyan-kaduvettipalayam-sankarappan-2507848, last verified 2026-10-26.

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