Kelly Sorenson, photo from Bell Bank

Kelly Sorenson

Senior Mortgage Loan Officer at Bell Bank · White Bear Lake, MN

NMLS ID 282350 (opens in a new tab) · verify at NMLS Consumer Access

Kelly Sorenson (NMLS 282350) is a Senior Mortgage Loan Officer at Bell Bank in White Bear Lake, Minnesota. Kelly's own profile lists down payment assistance, real estate investor and vacation home as a focus.

Last verified . Sources: Bell Bank (bell.bank), Wisconsin state regulator and NMLS Consumer Access (license status, check live).

Quick answers

Is Kelly licensed?
Kelly works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access.
Source: employer type in LenDb's lender registry
Does Kelly do down payment assistance?
Kelly's profile lists down payment assistance as a focus (from their lender profile page). It also lists real estate investor, vacation home and first-time buyer.
Source: lender page (opens in a new tab)
What lender does Kelly work for?
Bell Bank, company NMLS 419538, from the White Bear Lake, MN office, per the lender's own site (verified 2026-10-16).
Source: lender site (opens in a new tab)
How long has Kelly been licensed?
The earliest state license record LenDb holds for Kelly is from October 26, 2001 (Wisconsin regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Kelly states 30 years of experience.
Source: Wisconsin state regulator (opens in a new tab)

Specialties

Focus

Where we saw these: bell.bank (opens in a new tab)

Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

No license list on file yet. Check NMLS Consumer Access (opens in a new tab) for every state this person is licensed in.

Regulator records not active: WI (expired).

Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).

Contact

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Visit Kelly's page (opens in a new tab)

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Employment history

  1. Bell Bank NMLS 419538

    Current · White Bear Lake, MN · seen on lender site 2026-10-16

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Credentials
Platinum Club award
Source (opens in a new tab), verified 2026-10-16
Credentials
President Club award
Source (opens in a new tab), verified 2026-10-16
Credentials
Super Mortgage Professional award
Source (opens in a new tab), verified 2026-10-16
Community
Pay It Forward
Source (opens in a new tab), verified 2026-10-16
Community
Spare Key
Source (opens in a new tab), verified 2026-10-16
Community
St Jude
Source (opens in a new tab), verified 2026-10-16
Community
United Way
Source (opens in a new tab), verified 2026-10-16

Sources

Name and employerlender site · bell.bank (opens in a new tab)verified 2026-10-16
Licenses (regulator)state regulator · dfi.wi.gov (opens in a new tab)verified 2026-10-21
Specialtieslender site · bell.bank (opens in a new tab)verified 2026-10-26
Contactlender site · bell.bank (opens in a new tab)verified 2026-10-16
Photolender site · bell.bank (opens in a new tab)verified 2026-10-16
License statusNMLS Consumer Access (opens in a new tab)check live

Also available as Markdown, JSON, or via the API.

Cite as: Kelly Sorenson (NMLS 282350), Bell Bank. LenDb.ai, https://lendb.ai/lo/kelly-sorenson-282350, last verified 2026-10-16.

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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.