Kerry Gaby
Mortgage Loan Officer at Bell Bank · Tallahassee, FL
NMLS ID 641778 (opens in a new tab) · verify at NMLS Consumer Access
Kerry Gaby, NMLS 641778, works as a Mortgage Loan Officer at Bell Bank in Tallahassee, Florida. Kerry's lender page shows a focus on jumbo loan, physician and medical professional and vacation home.
Last verified . Sources: Bell Bank (bell.bank), Florida state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: November 6, 2020 (Florida), per state regulator
- Likely federally registered
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Kerry licensed?
- Kerry works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access.
- Source: employer type in LenDb's lender registry
- Does Kerry do jumbo loans?
- Kerry's profile lists jumbo loan as a focus (from their lender profile page). It also lists physician and medical professional, vacation home and FHA loan.
- Source: lender page (opens in a new tab)
- What lender does Kerry work for?
- Bell Bank, company NMLS 419538, from the Tallahassee, FL office, per the lender's own site (verified 2026-10-16).
- Source: lender site (opens in a new tab)
- How long has Kerry been licensed?
- The earliest state license record LenDb holds for Kerry is from November 6, 2020 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
- Source: Florida state regulator (opens in a new tab)
Specialties
Focus
- Focus: Jumbo loan(from their lender profile page)
- Focus: Physician and medical professional(from their lender profile page)
- Focus: Vacation home(from their lender profile page)
- Focus: FHA loan(from their lender profile page)
- Focus: USDA loan(from their lender profile page)
- Focus: VA loan(from their lender profile page)
- Focus: Construction loan(from their lender profile page)
- Focus: Renovation loan (203k / HomeStyle)(from their lender profile page)
Where we saw these: bell.bank (opens in a new tab)
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
No license list on file yet. Check NMLS Consumer Access (opens in a new tab) for every state this person is licensed in.
Regulator records not active: FL (expired).
Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).
Contact
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Employment history
Bell Bank NMLS 419538
Current · Tallahassee, FL · seen on lender site 2026-10-16
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
- Community
- Member, Tallahassee Board of Realtors, 35+ years
- Source (opens in a new tab), verified 2026-10-16
- Community
- Member, Building Industry Association of the Big Bend
- Source (opens in a new tab), verified 2026-10-16
Sources
| Name and employer | lender site · bell.bank (opens in a new tab) | verified 2026-10-16 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-15 |
| Specialties | lender site · bell.bank (opens in a new tab) | verified 2026-10-26 |
| Contact | lender site · bell.bank (opens in a new tab) | verified 2026-10-16 |
| Photo | lender site · bell.bank (opens in a new tab) | verified 2026-10-16 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Kerry Gaby (NMLS 641778), Bell Bank. LenDb.ai, https://lendb.ai/lo/kerry-gaby-641778, last verified 2026-10-16.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.