Loan programs · Florida
USDA loan officers in Florida
As of 2026-10-09, LenDb lists 30 loan officers licensed in or based in Florida whose lender pages show USDA loan work. The top-ranked are Kim Ullrich (Guild Mortgage, Vero Beach), Erika Alves (CrossCountry Mortgage, Tampa) and Mark Minadeo (Acrisure Mortgage (formerly FBC Mortgage), Coconut Creek). Ranking is lender-neutral: specialty evidence first, then a license in FL, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Kim UllrichNMLS 306250
Guild Mortgage · Vero Beach, FL
- USDA loan
- FHA loan
- Foreign national
- Jumbo loan
- ✓Licensed in FL: confirmed with the Florida regulator (license LO8958), verified 2026-10-09
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Office in Vero Beach, FL
- Licensed since 2011 (per Florida records)
- States 30 years of experience (lender page, 2026-10-09)
- 2
Erika AlvesNMLS 659544
CrossCountry Mortgage · Tampa, FL · licensed in 4 states
- USDA loan
- Construction loan
- FHA loan
- VA loan
- ✓Licensed in FL: confirmed with the Florida regulator (license LO13353), verified 2026-10-09
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Office in Tampa, FL
- Licensed since 2012 (per Florida records)
- States 18 years of experience (lender page, 2026-10-09)
- 3
Mark MinadeoNMLS 330121
Acrisure Mortgage (formerly FBC Mortgage) · Coconut Creek, FL · licensed in 3 states
- USDA loan
- FHA loan
- Foreign national
- New construction
- ✓Licensed in FL: confirmed with the Florida regulator (license LO673), verified 2026-10-09
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Office in Coconut Creek, FL
- Licensed since 2010 (per Florida records)
- States 10 years of experience (lender page, 2026-10-09)
- 4
Don WatersNMLS 82361
Fairway Independent Mortgage Corporation · Clayton, NC · licensed in 11 states
- USDA loan
- VA loan
- ✓Licensed in FL: confirmed with the Florida regulator (license LO31579), verified 2026-10-09
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2015 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 5
Cameron GemoetsNMLS 2701842
CrossCountry Mortgage · Cleveland, OH · licensed in 12 states
- USDA loan
- Construction loan
- FHA loan
- VA loan
- ✓Licensed in FL: confirmed with the Florida regulator (license LO142821), verified 2026-10-09
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 6
Craig CusickNMLS 210381
Fairway Independent Mortgage Corporation · Phoenix, AZ · licensed in 7 states
- USDA loan
- FHA loan
- First-time buyer
- VA loan
- ✓Licensed in FL: confirmed with the Florida regulator (license LO89585), verified 2026-10-09
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Florida records)
- States 17 years of experience (lender page, 2026-10-09)
- 7
Tom FazioNMLS 268035
American Pacific Mortgage · St. Augustine, FL · licensed in 3 states
- USDA loan
- Construction loan
- FHA loan
- Reverse mortgage
- ✓Licensed in FL: confirmed with the Florida regulator (license LO297), verified 2026-10-09
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Office in St. Augustine, FL
- Licensed since 2010 (per Florida records)
- States 30 years of experience (lender page, 2026-10-09)
- 8
Meg HicksNMLS 994024
CrossCountry Mortgage · Vestavia, AL · licensed in 4 states
- USDA loan
- FHA loan
- First-time buyer
- Jumbo loan
- ✓Licensed in FL: confirmed with the Florida regulator (license LO31847), verified 2026-10-09
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2015 (per Florida records)
- States 14 years of experience (lender page, 2026-10-09)
- 9
Amber PageNMLS 229184
Evergreen Home Loans · Silverdale, WA · licensed in 14 states
- USDA loan
- FHA loan
- VA loan
- ✓Licensed in FL: confirmed with the Florida regulator (license LO119026), verified 2026-10-09
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 10
James DealNMLS 461209
Homeowners Financial Group · Atlanta, GA · licensed in 5 states
- USDA loan
- Bank statement loan
- FHA loan
- Foreign national
- ✓Licensed in FL: confirmed with the Florida regulator (license LO85625), verified 2026-10-09
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Florida records)
- States 30 years of experience (lender page, 2026-10-09)
- 11
Alina BurkeNMLS 509630
Success Mortgage Partners · Portland, ME · licensed in 4 states
- USDA loan
- Construction loan
- DSCR loan
- FHA loan
- ✓Licensed in FL: confirmed with the Florida regulator (license LO117890), verified 2026-10-09
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Florida records)
- States 24 years of experience (lender page, 2026-10-09)
- 12
Jason InglishNMLS 934863
ALCOVA Mortgage · Cumberland, MD · licensed in 7 states
- USDA loan
- FHA loan
- First-time buyer
- Real estate investor
- ✓Licensed in FL: confirmed with the Florida regulator (license LO111170), verified 2026-10-09
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 13
Teresa RyanNMLS 1834954
Mutual of Omaha Mortgage · San Diego, CA · licensed in 2 states
- USDA loan
- DSCR loan
- FHA loan
- ITIN borrower
- ✓Licensed in FL: confirmed with the Florida regulator (license LO145300), verified 2026-10-09
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2026 (per Florida records)
- States 25 years of experience (lender page, 2026-10-09)
- 14
Sarah HaberkornNMLS 42492
Envoy Mortgage · Dover, NH · licensed in 5 states
- USDA loan
- FHA loan
- VA loan
- ✓Licensed in FL: confirmed with the Florida regulator (license LO69693), verified 2026-10-09
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2020 (per Florida records)
- States 19 years of experience (lender page, 2026-10-09)
- 15
Mary GreenwoodNMLS 459324
NFM Lending · Colorado Springs, CO · licensed in 9 states
- USDA loan
- FHA loan
- VA loan
- ✓Licensed in FL: confirmed with the Florida regulator (license LO132266), verified 2026-10-09
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2024 (per Colorado records)
- States 19 years of experience (lender page, 2026-10-09)
- 16
Bruce GibsonNMLS 501286
Xpert Home Lending · Mortgage broker · licensed in 3 states
- USDA loan
- FHA loan
- HELOC
- Real estate investor
- ✓Licensed in FL: confirmed with the Florida regulator (license LO115645), verified 2026-10-09
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Florida records)
- States 28 years of experience (lender page, 2026-10-09)
- 17
Rebecca MolnarNMLS 185523
CrossCountry Mortgage · Sarasota, FL · licensed in 4 states
- USDA loan
- Non-QM loan
- VA loan
- FHA loan
- ✓Licensed in FL: confirmed with the Florida regulator (license LO149464), verified 2026-10-09
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Office in Sarasota, FL
- Licensed since 2026 (per Florida records)
- States 30 years of experience (lender page, 2026-10-09)
- 18
Donna McGeeNMLS 415418
Union Home Mortgage · St. Augustine, FL
- USDA loan
- Construction loan
- FHA loan
- First-time buyer
- ✓Licensed in FL: confirmed with the Florida regulator (license LO23128), verified 2026-10-09
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Office in St. Augustine, FL
- Licensed since 2014 (per Florida records)
- States 38 years of experience (lender page, 2026-10-09)
- 19
Alexis VargaNMLS 1473179
CrossCountry Mortgage · Chicago, IL · licensed in 12 states
- USDA loan
- FHA loan
- Jumbo loan
- VA loan
- ✓Licensed in FL: confirmed with the Florida regulator (license LO132471), verified 2026-10-09
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2016 (per Colorado records)
- States 10 years of experience (lender page, 2026-10-09)
- 20
Lori JuleNMLS 190409
Atlantic Coast Mortgage · Fairfax, VA · licensed in 27 states
- USDA loan
- FHA loan
- Jumbo loan
- VA loan
- ✓Licensed in FL: confirmed with the Florida regulator (license LO46200), verified 2026-10-09
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 21
Mei Mee YuenNMLS 808120
Loan Factory · Mortgage broker · licensed in 2 states
- USDA loan
- Down payment assistance
- FHA loan
- First-time buyer
- ✓Licensed in FL: confirmed with the Florida regulator (license LO25704), verified 2026-10-09
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2014 (per Florida records)
- States 28 years of experience (lender page, 2026-10-09)
- 22
Joseph GeffertNMLS 186479
Loan Factory · Mortgage broker · licensed in 8 states
- USDA loan
- Rural property
- ✓Licensed in FL: confirmed with the Florida regulator (license LO130319), verified 2026-10-09
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2024 (per Florida records)
- States 30 years of experience (lender page, 2026-10-09)
- 23
Ken DebusNMLS 418571
Union Home Mortgage · Troy, MI · licensed in 2 states
- USDA loan
- FHA loan
- ✓Licensed in FL: confirmed with the Florida regulator (license LO106797), verified 2026-10-09
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Florida records)
- States 13 years of experience (lender page, 2026-10-09)
- 24
Amy GossNMLS 194181
Guild Mortgage · Jacksonville, NC · licensed in 12 states
- USDA loan
- FHA loan
- First-time buyer
- VA loan
- ✓Licensed in FL: confirmed with the Florida regulator (license LO54041), verified 2026-10-09
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2018 (per Florida records)
- 25
Laura ReeseNMLS 224067
First Home Mortgage · Bel Air, MD · licensed in 3 states
- USDA loan
- FHA loan
- VA loan
- ✓Licensed in FL: confirmed with the Florida regulator (license LO150181), verified 2026-10-09
- Lists USDA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2026 (per Florida records)
- States 21 years of experience (lender page, 2026-10-09)
Before you choose
Property location and household income limits must both qualify, and USDA approval adds time to the closing.
- Is this address in a USDA eligible area?
- Does my household income fall under the limit for this county?
- How long does USDA approval take with you right now?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a FL license is confirmed with the state regulator (check mark), FL is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=usda&state=FL. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.