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Kim Arnos, photo from Ruoff Mortgage

Kim Arnos

Senior Loan Officer at Ruoff Mortgage

NMLS ID 236048 (opens in a new tab) · verify at NMLS Consumer Access

Kim Arnos (NMLS 236048) is Senior Loan Officer at Ruoff Mortgage. Licensed in Indiana. Focus areas shown on the lender page: Construction loan, FHA loan, USDA loan and VA loan. States 20 years of experience.

Last verified . Sources: Ruoff Mortgage (ruoff.com) and NMLS Consumer Access (license status, check live).

Specialties

Where we saw these: ruoff.com (opens in a new tab)

Evidence levels, strongest first: production data, lender page, self-reported.

Languages

Not listed

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

Indiana

As listed on the lender page (IN), not yet checked against state regulators.

Contact

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View profile at Ruoff Mortgage (opens in a new tab)

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Employment history

  1. Ruoff Mortgage NMLS 141868

    Current · seen on lender site 2026-10-09

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Kim has nearly 20 years in mortgages specializing in FHA, VA, USDA, conventional, and construction loans. They work on referrals and focus on client education and satisfaction.

Our summary of the lender page. Verified 2026-10-09.

Credentials
President's Club 9x Winner
Source (opens in a new tab), verified 2026-10-09

Reviews

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Sources

Name and employerlender site · ruoff.com (opens in a new tab)verified 2026-10-09
Licensed stateslender site · ruoff.com (opens in a new tab)verified 2026-10-09
Specialtieslender site · ruoff.com (opens in a new tab)verified 2026-10-09
Summarylender site · ruoff.com (opens in a new tab)verified 2026-10-09
Contactlender site · ruoff.com (opens in a new tab)verified 2026-10-09
Photolender site · ruoff.com (opens in a new tab)verified 2026-10-09
License statusNMLS Consumer Access (opens in a new tab)check live

Also available as Markdown, JSON, or via the API.

Cite as: Kim Arnos (NMLS 236048), Ruoff Mortgage. LenDb.ai, https://lendb.ai/lo/kim-arnos-236048, last verified 2026-10-09.

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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.