Loan programs · Indiana
FHA loan officers in Indiana
As of 2026-10-09, LenDb lists 353 loan officers licensed in or based in Indiana whose lender pages show FHA loan work. The top-ranked are Jennifer Mantai (Guild Mortgage, Merrillville), Ron Riccitelli Jr (CrossCountry Mortgage, Bel Air) and Jason A Walker (CrossCountry Mortgage, Grand Haven). Ranking is lender-neutral: specialty evidence first, then a license in IN, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Jennifer MantaiNMLS 138224
Guild Mortgage · Merrillville, IN · licensed in 3 states
- FHA loan
- Down payment assistance
- DSCR loan
- First-time buyer
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- Branch in Indiana
- 23 years experience (stated on lender page, 2026-10-09)
- 2
Ron Riccitelli JrNMLS 144907
CrossCountry Mortgage · Bel Air, MD · licensed in 5 states
- FHA loan
- Jumbo loan
- USDA loan
- VA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- 21 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 3
Jason A WalkerNMLS 2384353
CrossCountry Mortgage · Grand Haven, MI · licensed in 3 states
- FHA loan
- First-time buyer
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- 20 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 4
Dan SmithNMLS 2784335
Ruoff Mortgage · Bloomington, IN
- FHA loan
- First-time buyer
- VA loan
- New construction
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- Branch in Indiana
- 15 years experience (stated on lender page, 2026-10-09)
- 5
Darik TolnayNMLS 521445
CrossCountry Mortgage · Lakewood, CO · licensed in 8 states
- FHA loan
- Jumbo loan
- VA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- 15 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 6
Jon KnightNMLS 175955
Fairway Independent Mortgage Corporation · Carmel, IN · licensed in 2 states
- FHA loan
- Construction loan
- First-time buyer
- Jumbo loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- Branch in Indiana
- 1 years licensed
- 7
Scott ReeseNMLS 86512
CrossCountry Mortgage · Cleveland, OH · licensed in 17 states
- FHA loan
- VA loan
- First-time buyer
- HELOC
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- 9 years licensed
- No disciplinary actions on file at LenDb
- 8
Ken SmithNMLS 71162
Churchill Mortgage · Colorado Springs, CO · licensed in 6 states
- FHA loan
- Reverse mortgage
- VA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- 23 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 9
Kevin HolmesNMLS 193246
NFM Lending · Linthicum, MD · licensed in 23 states
- FHA loan
- First-time buyer
- Jumbo loan
- USDA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- 14 years licensed
- No disciplinary actions on file at LenDb
- 10
David IschkumNMLS 221466
CrossCountry Mortgage · Dardenne Prairie, MO · licensed in 3 states
- FHA loan
- Renovation loan (203k / HomeStyle)
- First-time buyer
- HELOC
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- 6 years licensed
- No disciplinary actions on file at LenDb
- 11
Kim ArnosNMLS 236048
- FHA loan
- Construction loan
- USDA loan
- VA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- 20 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 12
Sandee LutzNMLS 533656
CrossCountry Mortgage · Romeo, MI · licensed in 29 states
- FHA loan
- Renovation loan (203k / HomeStyle)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- 6 years licensed
- No disciplinary actions on file at LenDb
- 13
Justin MachakNMLS 33158
CrossCountry Mortgage · Northville, MI · licensed in 5 states
- FHA loan
- USDA loan
- VA loan
- First-time buyer
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- 5 years licensed
- No disciplinary actions on file at LenDb
- 14
Craig CusickNMLS 210381
Fairway Independent Mortgage Corporation · Phoenix, AZ · licensed in 7 states
- FHA loan
- First-time buyer
- USDA loan
- VA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- 5 years licensed
- No disciplinary actions on file at LenDb
- 15
Eric TodderudNMLS 2039867
Guild Mortgage · Fishers, IN · licensed in 4 states
- FHA loan
- USDA loan
- VA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- Branch in Indiana
- 3 years licensed
- 16
Connie SmithNMLS 62811
Union Home Mortgage · Lakeside Park, KY · licensed in 3 states
- FHA loan
- Jumbo loan
- USDA loan
- VA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- 16 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 17
Kristina HayesNMLS 1057175
Churchill Mortgage · Irvine, CA · licensed in 24 states
- FHA loan
- Non-QM loan
- VA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- 12 years licensed
- No disciplinary actions on file at LenDb
- 18
Mike SchusterNMLS 1980879
CrossCountry Mortgage · Columbia, MD · licensed in 22 states
- FHA loan
- VA loan
- First-time buyer
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- 5 years licensed
- No disciplinary actions on file at LenDb
- 19
Morgan CowleNMLS 40312
Churchill Mortgage · Brentwood, TN · licensed in 13 states
- FHA loan
- VA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- 11 years licensed
- No disciplinary actions on file at LenDb
- 20
James McMurreyNMLS 2302283
CrossCountry Mortgage · Lacey, WA · licensed in 25 states
- FHA loan
- USDA loan
- VA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- 3 years licensed
- No disciplinary actions on file at LenDb
- 21
John AstrologoNMLS 441861
CrossCountry Mortgage · White Plains, NY · licensed in 10 states
- FHA loan
- Co-op
- First-time buyer
- Jumbo loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- 4 years licensed
- No disciplinary actions on file at LenDb
- 22
Chris MartoranoNMLS 130044
Guild Mortgage · Chicago, IL · licensed in 10 states
- FHA loan
- Down payment assistance
- First-time buyer
- Jumbo loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- 10 years licensed
- No disciplinary actions on file at LenDb
- 23
Carl MelbyNMLS 201079
Guild Mortgage · Aurora, IL · licensed in 3 states
- FHA loan
- Down payment assistance
- First-time buyer
- Jumbo loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- 10 years licensed
- No disciplinary actions on file at LenDb
- 24
Lafe RansomNMLS 404304
Guild Mortgage · Evansville, IN · licensed in 5 states
- FHA loan
- USDA loan
- VA loan
- First-time buyer
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- Branch in Indiana
- No disciplinary actions on file at LenDb
- 25
Bill MontgomeryNMLS 525367
Guild Mortgage · Anderson, IN · licensed in 3 states
- FHA loan
- VA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- Branch in Indiana
- No disciplinary actions on file at LenDb
Before you choose
Lender overlays on credit score and debt-to-income differ, and property condition rules can complicate older homes.
- What minimum credit score do you accept for FHA, with or without overlays?
- How do you handle FHA appraisal repair requirements?
- What will mortgage insurance cost over the life of the loan?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in IN or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=fha&state=IN. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.