Kirsten Harris, photo from Guaranteed Rate Affinity, LLC

Kirsten Harris

VP of Mortgage Lending at Guaranteed Rate Affinity, LLC · Englewood, CO

NMLS ID 1690814 (opens in a new tab) · verify at NMLS Consumer Access

Kirsten Harris (NMLS 1690814) is VP of Mortgage Lending at Guaranteed Rate Affinity, LLC, based in Englewood, CO. Lists Colorado on the lender page (not yet checked with the state regulator). Earliest state license record: April 28, 2022 (Florida), per state regulator.

Last verified . Sources: Guaranteed Rate Affinity, LLC (grarate.com), Florida state regulator and NMLS Consumer Access (license status, check live).

Specialties

Focus

No focus listed on their lender page yet.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Colorado

    Lender-reported: CO is listed on the lender page, not yet checked with the state regulator.

    Earlier regulator records (not active): FL (expired).

    Contact

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    Employment history

    1. Guaranteed Rate Affinity, LLC NMLS 1598647

      Current · Englewood, CO · seen on lender site 2026-10-15

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Colorado native helping Denver metro clients with mortgages since 2001, with a business built on referrals. Holds an undergraduate finance and real estate degree from CSU.

    Our summary of the lender page. Verified 2026-10-15.

    Experience
    since 2001
    Source (opens in a new tab), verified 2026-10-15
    Serves
    Denver metro area
    Source (opens in a new tab), verified 2026-10-15
    Education
    Undergraduate degree in Finance and Real Estate from CSU
    Source (opens in a new tab), verified 2026-10-15
    Also
    Business built on referrals
    Source (opens in a new tab), verified 2026-10-15

    Sources

    Name and employerlender site · grarate.com (opens in a new tab)verified 2026-10-15
    Licenses (regulator)state regulator · real.flofr.com (opens in a new tab)verified 2026-10-15
    Licensed stateslender site · grarate.com (opens in a new tab)verified 2026-10-15
    Summarylender site · grarate.com (opens in a new tab)verified 2026-10-15
    Contactlender site · grarate.com (opens in a new tab)verified 2026-10-15
    Photolender site · grarate.com (opens in a new tab)verified 2026-10-15
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Kirsten Harris (NMLS 1690814), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/kirsten-harris-1690814, last verified 2026-10-15.

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    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.