Kristin Schroeder
VP of Mortgage Lending at Guaranteed Rate Affinity, LLC · Westminster, CO
NMLS ID 316573 (opens in a new tab) · verify at NMLS Consumer Access
Kristin Schroeder (NMLS 316573) is VP of Mortgage Lending at Guaranteed Rate Affinity, LLC, based in Westminster, CO. Lists Colorado on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Self-employed, Low credit score, Real estate investor, VA loan and First-time buyer. States 28 years of experience.
Last verified . Sources: Guaranteed Rate Affinity, LLC (grarate.com) and NMLS Consumer Access (license status, check live).
- 28 years experience (stated)
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Focus
- Focus: Self-employed(from their lender profile page)
- Focus: Low credit score(from their lender profile page)
- Focus: Real estate investor(from their lender profile page)
- Focus: VA loan(from their lender profile page)
- Focus: First-time buyer(from their lender profile page)
Where we saw these: grarate.com (opens in a new tab)
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
Lender-reported: CO is listed on the lender page, not yet checked with the state regulator.
Contact
A quick automatic check keeps bots from harvesting contact details.
We never see who you contact.
Employment history
Guaranteed Rate Affinity, LLC NMLS 1598647
Current · Westminster, CO · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Kristin Schroeder has 28 years of mortgage experience and focuses on first-time buyers, veterans, investors and self-employed borrowers across Colorado. They also enjoy helping borrowers with low credit scores and unique income situations.
Our summary of the lender page. Verified 2026-10-15.
Sources
| Name and employer | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Licensed states | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Specialties | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Summary | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Contact | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Photo | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Kristin Schroeder (NMLS 316573), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/kristin-schroeder-316573, last verified 2026-10-15.
Is this you?
Claim this profile to add specialties, a bio and languages, or ask us to fix or remove it.
Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.