Lou Tornambe
VP of Mortgage Lending at Guaranteed Rate Affinity, LLC · Denver, CO
NMLS ID 257554 (opens in a new tab) · verify at NMLS Consumer Access
Lou Tornambe (NMLS 257554) is VP of Mortgage Lending at Guaranteed Rate Affinity, LLC, based in Denver, CO. Lists Colorado on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Reverse mortgage, Self-employed, Real estate investor, VA loan and First-time buyer. States 25 years of experience.
Last verified . Sources: Guaranteed Rate Affinity, LLC (grarate.com), the loan officer's recorded intro and NMLS Consumer Access (license status, check live).
- 25 years experience (stated)
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- 1 state
- Video intro
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Focus
- Focus: Reverse mortgage(from their lender profile page)
- Focus: Self-employed(from their lender profile page)
- Focus: Real estate investor(from their lender profile page)
- Focus: VA loan(from their lender profile page)
- Focus: First-time buyer(from their lender profile page)
Where we saw these: grarate.com (opens in a new tab)
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
Lender-reported: CO is listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Guaranteed Rate Affinity, LLC NMLS 1598647
Current · Denver, CO · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
Video intro available
Lou has a short recorded video intro on Guaranteed Rate Affinity, LLC's site.
Watch on Guaranteed Rate Affinity, LLC's site (opens in a new tab)
The recording is hosted and published by Guaranteed Rate Affinity, LLC. We don't copy or transcribe it. Verified 2026-10-15.
About
Serves homebuyers across Colorado and the Denver metro with 25 years of experience. Focuses on first-time buyers, Veterans, investors, self-employed borrowers, and reverse mortgages.
Our summary of the lender page. Verified 2026-10-15.
- Credentials
- 5280 5Star Award recipient (14-year multiple)
- Source (opens in a new tab), verified 2026-10-15
- Role
- Past board member of Society of Mortgage/Appraisal/Realtor/Title
- Source (opens in a new tab), verified 2026-10-15
Sources
| Name and employer | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Licensed states | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Specialties | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Summary | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Contact | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Video intro | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Photo | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Lou Tornambe (NMLS 257554), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/lou-tornambe-257554, last verified 2026-10-15.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.