Kris James, photo from Intercap Lending

Kris James

Loan Officer at Intercap Lending · Cottonwood Heights, UT

NMLS ID 900967 (opens in a new tab) · verify at NMLS Consumer Access

Kris James (NMLS 900967) is Loan Officer at Intercap Lending, based in Cottonwood Heights, UT. Lists Utah on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer, Real estate investor and VA loan. States 13 years of experience.

Last verified . Sources: Intercap Lending (intercaplending.com) and NMLS Consumer Access (license status, check live).

Specialties

Where we saw these: intercaplending.com (opens in a new tab)

Evidence levels, strongest first: production data, lender page, self-reported.

Languages

Not listed

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

Utah

Lender-reported: UT is listed on the lender page, not yet checked with the state regulator.

Contact

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Employment history

  1. Intercap Lending NMLS 190465

    Current · Cottonwood Heights, UT · seen on lender site 2026-10-09

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Kris James has over 13 years in the mortgage industry, helping first-time buyers, move-up families, veterans, and investors. Active in the community as a firefighter.

Our summary of the lender page. Verified 2026-10-09.

Community
Firefighter serving community
Source (opens in a new tab), verified 2026-10-09

Sources

Name and employerlender site · intercaplending.com (opens in a new tab)verified 2026-10-09
Licensed stateslender site · intercaplending.com (opens in a new tab)verified 2026-10-09
Specialtieslender site · intercaplending.com (opens in a new tab)verified 2026-10-09
Summarylender site · intercaplending.com (opens in a new tab)verified 2026-10-09
Contactlender site · intercaplending.com (opens in a new tab)verified 2026-10-09
Photolender site · intercaplending.com (opens in a new tab)verified 2026-10-09
License statusNMLS Consumer Access (opens in a new tab)check live

Also available as Markdown, JSON, or via the API.

Cite as: Kris James (NMLS 900967), Intercap Lending. LenDb.ai, https://lendb.ai/lo/kris-james-900967, last verified 2026-10-09.

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