Borrower situations · Utah
Loan officers for first-time buyers in Utah
As of 2026-10-09, LenDb lists 89 loan officers licensed in or based in Utah whose lender pages show First-time buyer work. The top-ranked are Teresa Hadley (Intercap Lending, Cottonwood Heights), Brad Mabey (Guild Mortgage, Spanish Fork) and Brandon Hicken (Guild Mortgage, Heber City). Ranking is lender-neutral: specialty evidence first, then a license in UT, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Teresa HadleyNMLS 246988
Intercap Lending · Cottonwood Heights, UT
- First-time buyer
- FHA loan
- USDA loan
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- Branch in Utah
- 31 years experience (stated on lender page, 2026-10-09)
- 2
Brad MabeyNMLS 262718
Guild Mortgage · Spanish Fork, UT · licensed in 5 states
- First-time buyer
- FHA loan
- VA loan
- Down payment assistance
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- Branch in Utah
- 20 years experience (stated on lender page, 2026-10-09)
- 3
Brandon HickenNMLS 2648301
Guild Mortgage · Heber City, UT · licensed in 2 states
- First-time buyer
- HELOC
- Real estate investor
- Self-employed
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- Branch in Utah
- 25 years experience (stated on lender page, 2026-10-09)
- 4
Mike MolinaNMLS 230545
Intercap Lending · Cottonwood Heights, UT · licensed in 6 states
- First-time buyer
- Real estate investor
- Renovation loan (203k / HomeStyle)
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- Branch in Utah
- 19 years experience (stated on lender page, 2026-10-09)
- 5
Andrea EggletonNMLS 1122404
Intercap Lending · Cottonwood Heights, UT · licensed in 5 states
- First-time buyer
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- Branch in Utah
- 17 years experience (stated on lender page, 2026-10-09)
- 6
Connie HareNMLS 242337
Intercap Lending · Richfield, UT
- First-time buyer
- FHA loan
- USDA loan
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- Branch in Utah
- 28 years experience (stated on lender page, 2026-10-09)
- 7
Mark MabeyNMLS 287958
Guild Mortgage · South Jordan, UT · licensed in 5 states
- First-time buyer
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- Branch in Utah
- 11 years experience (stated on lender page, 2026-10-09)
- 8
Rachelle CoffeyNMLS 203664
Homeowners Financial Group · Scottsdale, AZ · licensed in 10 states
- First-time buyer
- Down payment assistance
- FHA loan
- VA loan
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- 27 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 9
Brandon HansenNMLS 283559
Guild Mortgage · Toquerville, UT · licensed in 11 states
- First-time buyer
- Asset-based qualifying
- Real estate investor
- Reverse mortgage
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- Branch in Utah
- 8 years licensed
- 10
Iris LegaspiNMLS 690505
First Citizens Bank · San Diego, CA · licensed in 35 states
- First-time buyer
- Down payment assistance
- Jumbo loan
- Physician and medical professional
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- 17 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 11
Edwin SantiagoNMLS 133618
Fairway Independent Mortgage Corporation · Wayne, PA · licensed in 17 states
- First-time buyer
- Non-QM loan
- Down payment assistance
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- 15 years licensed
- No disciplinary actions on file at LenDb
- 12
Shelby TeeplesNMLS 1889596
Intercap Lending · Pleasant Grove, UT · licensed in 8 states
- First-time buyer
- Jumbo loan
- Real estate investor
- VA loan
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- Branch in Utah
- 3 years experience (stated on lender page, 2026-10-09)
- 13
Brett MillsNMLS 11431
Guild Mortgage · Clearfield, UT · licensed in 7 states
- First-time buyer
- Real estate investor
- Down payment assistance
- Reverse mortgage
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- Branch in Utah
- 1 years licensed
- 14
Amy Lyn BlauserNMLS 215193
Barrett Financial Group · Chandler, AZ · licensed in 3 states
- First-time buyer
- FHA loan
- HELOC
- Reverse mortgage
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- 11 years licensed
- No disciplinary actions on file at LenDb
- 15
Robert AcuñaNMLS 245664
Intercap Lending · Pleasant Grove, UT
- First-time buyer
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- Branch in Utah
- No disciplinary actions on file at LenDb
- 16
Roger WightmanNMLS 1089536
Churchill Mortgage · Portland, OR · licensed in 16 states
- First-time buyer
- Real estate investor
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- 13 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 17
Bryan RobertsNMLS 221977
Guild Mortgage · Midvale, UT · licensed in 3 states
- First-time buyer
- Real estate investor
- Self-employed
- VA loan
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- Branch in Utah
- No disciplinary actions on file at LenDb
- 18
Maria ThompsonNMLS 1027103
Intercap Lending · Farmington, UT
- First-time buyer
- Real estate investor
- VA loan
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- Branch in Utah
- No disciplinary actions on file at LenDb
- 19
Ashlee ShipleyNMLS 1280022
Fairway Independent Mortgage Corporation · Salt Lake City, UT · licensed in 4 states
- First-time buyer
- Down payment assistance
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- Branch in Utah
- No disciplinary actions on file at LenDb
- 20
AJ MolinaNMLS 1660792
Intercap Lending · St. George, UT · licensed in 3 states
- First-time buyer
- Down payment assistance
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- Branch in Utah
- No disciplinary actions on file at LenDb
- 21
Kylee GladwellNMLS 1690848
Intercap Lending · South Ogden, UT
- First-time buyer
- Real estate investor
- VA loan
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- Branch in Utah
- No disciplinary actions on file at LenDb
- 22
Andy DavisNMLS 1959567
Intercap Lending · Cottonwood Heights, UT
- First-time buyer
- FHA loan
- Jumbo loan
- USDA loan
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- Branch in Utah
- No disciplinary actions on file at LenDb
- 23
Brad OrgillNMLS 2028444
Intercap Lending · Tooele, UT
- First-time buyer
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- Branch in Utah
- No disciplinary actions on file at LenDb
- 24
Lydia BellNMLS 2726492
Guild Mortgage · Midvale, UT
- First-time buyer
- Down payment assistance
- FHA loan
- VA loan
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- Branch in Utah
- No disciplinary actions on file at LenDb
- 25
Gregory James BrooksNMLS 151145
Guild Mortgage · San Diego, CA · licensed in 9 states
- First-time buyer
- FHA loan
- Manufactured home
- Real estate investor
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- 9 years licensed
- No disciplinary actions on file at LenDb
Before you choose
The best options combine programs (FHA, conventional low down, local assistance) and need patient guidance through the process.
- Which low down payment programs fit my situation?
- Am I eligible for any first-time buyer assistance here?
- What will my total cash to close be?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in UT or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=first-time-buyer&state=UT. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.