Loan programs · Utah
VA loan officers in Utah
As of 2026-10-09, LenDb lists 113 loan officers licensed in or based in Utah whose lender pages show VA loan work. The top-ranked are Brad Mabey (Guild Mortgage, Spanish Fork), Jeanette John (Intercap Lending, Logan) and Brandon Hicken (Guild Mortgage, Heber City). Ranking is lender-neutral: specialty evidence first, then a license in UT, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Brad MabeyNMLS 262718
Guild Mortgage · Spanish Fork, UT · licensed in 5 states
- VA loan
- FHA loan
- First-time buyer
- Down payment assistance
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- Branch in Utah
- 20 years experience (stated on lender page, 2026-10-09)
- 2
Jeanette JohnNMLS 611754
Intercap Lending · Logan, UT · licensed in 5 states
- VA loan
- FHA loan
- USDA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- Branch in Utah
- 25 years experience (stated on lender page, 2026-10-09)
- 3
Brandon HickenNMLS 2648301
Guild Mortgage · Heber City, UT · licensed in 2 states
- VA loan
- First-time buyer
- HELOC
- Real estate investor
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- Branch in Utah
- 25 years experience (stated on lender page, 2026-10-09)
- 4
Kristopher MatyasNMLS 864775
Barrett Financial Group · Utah
- VA loan
- FHA loan
- USDA loan
- Jumbo loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- Branch in Utah
- 25 years experience (stated on lender page, 2026-10-09)
- 5
Kris JamesNMLS 900967
Intercap Lending · Cottonwood Heights, UT
- VA loan
- Bank statement loan
- Down payment assistance
- FHA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- Branch in Utah
- 13 years experience (stated on lender page, 2026-10-09)
- 6
Rachelle CoffeyNMLS 203664
Homeowners Financial Group · Scottsdale, AZ · licensed in 10 states
- VA loan
- Down payment assistance
- FHA loan
- First-time buyer
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- 27 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 7
Bill GaylordNMLS 680603
Guild Mortgage · Henderson, NV · licensed in 7 states
- VA loan
- DSCR loan
- FHA loan
- Jumbo loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- 33 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 8
Tyson HareNMLS 1008232
Intercap Lending · Richfield, UT
- VA loan
- FHA loan
- USDA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- Branch in Utah
- 7 years experience (stated on lender page, 2026-10-09)
- 9
Brandon HansenNMLS 283559
Guild Mortgage · Toquerville, UT · licensed in 11 states
- VA loan
- Asset-based qualifying
- Real estate investor
- Reverse mortgage
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- Branch in Utah
- 8 years licensed
- 10
Danene StrandNMLS 442493
Intercap Lending · South Ogden, UT · licensed in 5 states
- VA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- Branch in Utah
- 4 years licensed
- 11
Shelby TeeplesNMLS 1889596
Intercap Lending · Pleasant Grove, UT · licensed in 8 states
- VA loan
- First-time buyer
- Jumbo loan
- Real estate investor
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- Branch in Utah
- 3 years experience (stated on lender page, 2026-10-09)
- 12
Kathy GrayNMLS 238911
Guild Mortgage · St. George, UT · licensed in 2 states
- VA loan
- FHA loan
- Renovation loan (203k / HomeStyle)
- Reverse mortgage
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- Branch in Utah
- No disciplinary actions on file at LenDb
- 13
Trudi HatchNMLS 139284
Guild Mortgage · Tremonton, UT · licensed in 3 states
- VA loan
- New construction
- Down payment assistance
- FHA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- Branch in Utah
- 27 years experience (stated on lender page, 2026-10-09)
- 14
Neil CatorNMLS 222179
Guild Mortgage · Midvale, UT
- VA loan
- FHA loan
- USDA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- Branch in Utah
- 20 years experience (stated on lender page, 2026-10-09)
- 15
Andrea RoylanceNMLS 260636
Intercap Lending · Farmington, UT · licensed in 3 states
- VA loan
- Real estate investor
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- Branch in Utah
- 10 years experience (stated on lender page, 2026-10-09)
- 16
Aaron MorganNMLS 299480
Guild Mortgage · Draper, UT
- VA loan
- Down payment assistance
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- Branch in Utah
- 20 years experience (stated on lender page, 2026-10-09)
- 17
Corey MerrillNMLS 748082
Intercap Lending · Pleasant Grove, UT
- VA loan
- Bank statement loan
- Down payment assistance
- FHA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- Branch in Utah
- No disciplinary actions on file at LenDb
- 18
Tyler RowlandNMLS 1832068
Intercap Lending · Cedar City, UT · licensed in 6 states
- VA loan
- FHA loan
- Real estate investor
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- Branch in Utah
- No disciplinary actions on file at LenDb
- 19
Andy DavisNMLS 1959567
Intercap Lending · Cottonwood Heights, UT
- VA loan
- FHA loan
- First-time buyer
- Jumbo loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- Branch in Utah
- No disciplinary actions on file at LenDb
- 20
John GrahamNMLS 1973756
Intercap Lending · St. George, UT
- VA loan
- FHA loan
- Reverse mortgage
- USDA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- Branch in Utah
- No disciplinary actions on file at LenDb
- 21
Lydia BellNMLS 2726492
Guild Mortgage · Midvale, UT
- VA loan
- Down payment assistance
- FHA loan
- First-time buyer
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- Branch in Utah
- No disciplinary actions on file at LenDb
- 22
Gregory James BrooksNMLS 151145
Guild Mortgage · San Diego, CA · licensed in 9 states
- VA loan
- FHA loan
- First-time buyer
- Manufactured home
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- 9 years licensed
- No disciplinary actions on file at LenDb
- 23
Tyler AndersonNMLS 315196
Intercap Lending · Cottonwood Heights, UT
- VA loan
- FHA loan
- Renovation loan (203k / HomeStyle)
- Reverse mortgage
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- Branch in Utah
- No disciplinary actions on file at LenDb
- 24
Dave JohnsonNMLS 162440
Intercap Lending · Salt Lake City, UT · licensed in 6 states
- VA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- Branch in Utah
- 14 years licensed
- 25
Joshua CederlofNMLS 309804
Loan Factory · Utah
- VA loan
- Construction loan
- FHA loan
- Real estate investor
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in UT (listed on lender page, verified 2026-10-09)
- Branch in Utah
- 28 years experience (stated on lender page, 2026-10-09)
Before you choose
Entitlement calculations, funding fee exemptions and VA appraisal rules reward a loan officer who closes VA loans often.
- How many VA loans have you closed in the last year?
- Can you check my remaining entitlement and funding fee status?
- How do you handle a low VA appraisal or the tidewater process?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in UT or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=va&state=UT. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.