Kristen Carmack
Vice President, Mortgage Banker at First Citizens Bank · Raleigh, NC
NMLS ID 561148 (opens in a new tab) · verify at NMLS Consumer Access
Kristen Carmack (NMLS 561148) is Vice President, Mortgage Banker at First Citizens Bank, based in Raleigh, NC. Licensed in North Carolina. Focus areas shown on the lender page: Construction loan, FHA loan, First-time buyer and Jumbo loan. States 26 years of experience.
Last verified . Sources: First Citizens Bank (bankers.firstcitizens.com) and NMLS Consumer Access (license status, check live).
- 26 years experience
- 1 state
- Unclaimed profile
- No actions on file
Specialties
Where we saw these: bankers.firstcitizens.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
As listed on the lender page (NC), not yet checked against state regulators.
Contact
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Employment history
First Citizens Bank NMLS 503941
Current · Raleigh, NC · seen on lender site 2026-10-09
Disciplinary actions
None on record
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About
Kristen has worked in banking for 26 years and as a mortgage banker since 2005. She is committed to providing excellent customer service and building long-term client relationships.
Our summary of the lender page. Verified 2026-10-09.
- Serves
- Durham, Franklin, Johnston, Orange, Vance, Wake counties in NC
- Source (opens in a new tab), verified 2026-10-09
Reviews
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Sources
| Name and employer | lender site · bankers.firstcitizens.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · bankers.firstcitizens.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · bankers.firstcitizens.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · bankers.firstcitizens.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · bankers.firstcitizens.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · bankers.firstcitizens.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Kristen Carmack (NMLS 561148), First Citizens Bank. LenDb.ai, https://lendb.ai/lo/kristen-carmack-561148, last verified 2026-10-09.
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