Kristina Young

Loan Officer at Blue Water Mortgage, LLC

NMLS ID 901137 (opens in a new tab) · verify at NMLS Consumer Access

Kristina Young (NMLS 901137) is a Loan Officer at Blue Water Mortgage, LLC, licensed in Florida since 2018 and in Massachusetts.

Last verified . Sources: Blue Water Mortgage, LLC (bluewatermtg.com), Florida state regulator, Massachusetts state regulator and NMLS Consumer Access (license status, check live).

Quick answers

Is Kristina licensed in Florida?
Yes. Florida regulator records list license LO58103 as active, first effective December 11, 2018 (verified 2026-10-15). LenDb has 5 other states on file for Kristina.
Source: Florida state regulator (opens in a new tab)
What lender does Kristina work for?
Blue Water Mortgage, LLC, company NMLS 1291, per the lender's own site (verified 2026-10-26).
Source: lender site (opens in a new tab)
How long has Kristina been licensed?
The earliest state license record LenDb holds for Kristina is from December 11, 2018 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
Source: Florida state regulator (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Florida, Georgia, Massachusetts, Maine, New Hampshire, Vermont

    ✓ Confirmed with the state regulator: FL (opens in a new tab) (LO58103, first effective 2018-12-11), MA (opens in a new tab) (MLO901137), verified 2026-10-15.

    Lender-reported: GA, ME, NH, VT are listed on the lender page, not yet checked with the state regulator.

    Contact

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    Employment history

    1. Blue Water Mortgage, LLC NMLS 1291

      Current · seen on lender site 2026-10-26

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Kristina Young is a Loan Officer licensed in FL, GA, MA, ME, NH and VT. They state 26 years in service and sales work and 12 years as a small business owner. They earned a Bachelor's degree in Education from the University of New Hampshire.

    Our summary of the lender page. Verified 2026-10-26.

    Experience
    26 (service and sales industry)
    Source (opens in a new tab), verified 2026-10-26
    Education
    Bachelor's degree in Education, University of New Hampshire
    Source (opens in a new tab), verified 2026-10-26

    Sources

    Name and employerlender site · bluewatermtg.com (opens in a new tab)verified 2026-10-26
    Licenses (regulator)state regulator · mass.gov (opens in a new tab)verified 2026-10-26
    Licensed stateslender site · bluewatermtg.com (opens in a new tab)verified 2026-10-26
    Summarylender site · bluewatermtg.com (opens in a new tab)verified 2026-10-26
    Contactlender site · bluewatermtg.com (opens in a new tab)verified 2026-10-26
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Kristina Young (NMLS 901137), Blue Water Mortgage, LLC. LenDb.ai, https://lendb.ai/lo/kristina-young-901137, last verified 2026-10-26.

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