Chad Fletcher
Loan Officer | Vice President at Blue Water Mortgage, LLC
NMLS ID 311097 (opens in a new tab) · verify at NMLS Consumer Access
Chad Fletcher (NMLS 311097) is a mortgage loan officer at Blue Water Mortgage, LLC, licensed in Florida since 2023 and in Massachusetts.
Last verified . Sources: Blue Water Mortgage, LLC (bluewatermtg.com), Florida state regulator, Massachusetts state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: November 16, 2023 (Florida), per state regulator
- 4 states
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Chad licensed in Florida?
- Yes. Florida regulator records list license LO124293 as active, first effective November 16, 2023 (verified 2026-10-15). LenDb has 3 other states on file for Chad.
- Source: Florida state regulator (opens in a new tab)
- What lender does Chad work for?
- Blue Water Mortgage, LLC, company NMLS 1291, per the lender's own site (verified 2026-10-15).
- Source: lender site (opens in a new tab)
- How long has Chad been licensed?
- The earliest state license record LenDb holds for Chad is from November 16, 2023 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
- Source: Florida state regulator (opens in a new tab)
Specialties
Focus
No focus listed on their lender page yet.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
Florida, Massachusetts, Maine, New Hampshire
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO124293, first effective 2023-11-16), MA (opens in a new tab) (MLO311097), verified 2026-10-15.
Lender-reported: ME, NH are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Blue Water Mortgage, LLC NMLS 1291
Current · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Chad Fletcher is a Loan Officer and Vice President licensed in FL, MA, ME and NH. They have more than two decades in mortgage lending, including work with buyers, homeowners and real estate investors. They work as a mortgage broker and are a UNH graduate.
Our summary of the lender page. Verified 2026-10-15.
Sources
| Name and employer | lender site · bluewatermtg.com (opens in a new tab) | verified 2026-10-15 |
| Licenses (regulator) | state regulator · mass.gov (opens in a new tab) | verified 2026-10-26 |
| Licensed states | lender site · bluewatermtg.com (opens in a new tab) | verified 2026-10-15 |
| Summary | lender site · bluewatermtg.com (opens in a new tab) | verified 2026-10-15 |
| Contact | lender site · bluewatermtg.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Chad Fletcher (NMLS 311097), Blue Water Mortgage, LLC. LenDb.ai, https://lendb.ai/lo/chad-fletcher-311097, last verified 2026-10-26.
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