Roger Odoardi
Partner | Loan Officer at Blue Water Mortgage, LLC
NMLS ID 12906 (opens in a new tab) · verify at NMLS Consumer Access
Roger Odoardi (NMLS 12906) is a mortgage loan officer at Blue Water Mortgage, LLC, licensed in Florida since 2018 and in Connecticut and Massachusetts. Roger's focus, from their own profile, includes first-time buyer, construction loan and HELOC.
Last verified . Sources: Blue Water Mortgage, LLC (bluewatermtg.com), Florida state regulator, Connecticut state regulator, Massachusetts state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: May 21, 2018 (Florida), per state regulator
- 9 states
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Roger licensed in Florida?
- Yes. Florida regulator records list license LO53601 as active, first effective May 21, 2018 (verified 2026-10-15). LenDb has 8 other states on file for Roger.
- Source: Florida state regulator (opens in a new tab)
- Does Roger list first-time buyer as a focus?
- Roger's profile lists first-time buyer as a focus (from their lender profile page). It also lists construction loan, HELOC and refinance.
- Source: lender page (opens in a new tab)
- What lender does Roger work for?
- Blue Water Mortgage, LLC, company NMLS 1291, per the lender's own site (verified 2026-10-15).
- Source: lender site (opens in a new tab)
- How long has Roger been licensed?
- The earliest state license record LenDb holds for Roger is from May 21, 2018 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
- Source: Florida state regulator (opens in a new tab)
Specialties
Focus
- Focus: First-time buyer(from their lender profile page)
- Focus: Construction loan(from their lender profile page)
- Focus: HELOC(from their lender profile page)
- Focus: Refinance(from their lender profile page)
- Focus: Reverse mortgage(from their lender profile page)
Where we saw these: bluewatermtg.com (opens in a new tab)
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
Florida, Connecticut, Massachusetts, Maine, North Carolina, New Hampshire, Rhode Island, South Carolina, Vermont
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO53601, first effective 2018-05-21), CT (opens in a new tab) (LO-12906), MA (opens in a new tab) (MLO12906), verified 2026-10-15.
Lender-reported: ME, NC, NH, RI, SC, VT are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Blue Water Mortgage, LLC NMLS 1291
Current · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Roger Odoardi is a Partner and Loan Officer licensed in NH, MA, ME, VT, RI, CT, NC, SC and FL. They specialize in reverse mortgages, construction loans, home equity lines of credit, refinancing, first-time buyers and move-up buyers.
Our summary of the lender page. Verified 2026-10-15.
Sources
| Name and employer | lender site · bluewatermtg.com (opens in a new tab) | verified 2026-10-15 |
| Licenses (regulator) | state regulator · mass.gov (opens in a new tab) | verified 2026-10-26 |
| Licensed states | lender site · bluewatermtg.com (opens in a new tab) | verified 2026-10-15 |
| Specialties | lender site · bluewatermtg.com (opens in a new tab) | verified 2026-10-26 |
| Summary | lender site · bluewatermtg.com (opens in a new tab) | verified 2026-10-15 |
| Contact | lender site · bluewatermtg.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Roger Odoardi (NMLS 12906), Blue Water Mortgage, LLC. LenDb.ai, https://lendb.ai/lo/roger-odoardi-12906, last verified 2026-10-26.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.