Lacy Coker (NMLS 2244986) is a mortgage loan officer at Utopia Mortgage LLC, licensed in Texas since 2022 and in Arkansas. Lacy speaks Spanish.
Last verified . Sources: Utopia Mortgage LLC (lacy.utopiamortgage.net), Texas state regulator, Arkansas state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: January 27, 2022 (Texas), per state regulator
- 2 states
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Lacy licensed in Texas?
- Yes. Texas regulator records list a license as active, first effective January 27, 2022 (verified 2026-10-13). LenDb has 1 other state on file for Lacy.
- Source: Texas state regulator (opens in a new tab)
- What lender does Lacy work for?
- Utopia Mortgage LLC, company NMLS 2421702, per the lender's own site (verified 2026-10-15).
- Source: lender site (opens in a new tab)
- What languages does Lacy speak?
- Spanish, per their lender page (verified 2026-10-15).
- Source: lender page (opens in a new tab)
- How long has Lacy been licensed?
- The earliest state license record LenDb holds for Lacy is from January 27, 2022 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
- Source: Texas state regulator (opens in a new tab)
Specialties
Focus
No focus listed on their lender page yet.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Languages
Source: state regulator (opens in a new tab), verified 2026-10-15
Licensed states
✓ Confirmed with the state regulator: TX (opens in a new tab), AR (opens in a new tab), verified 2026-10-13.
Contact
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Employment history
Utopia Mortgage LLC NMLS 2421702
Current · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
Sources
| Name and employer | state regulator · lacy.utopiamortgage.net (opens in a new tab) | verified 2026-10-15 |
| Licenses (regulator) | state regulator · securities.arkansas.gov (opens in a new tab) | verified 2026-10-20 |
| Languages | state regulator · lacy.utopiamortgage.net (opens in a new tab) | verified 2026-10-15 |
| Contact | lender site · lacy.utopiamortgage.net (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Lacy Coker (NMLS 2244986), Utopia Mortgage LLC. LenDb.ai, https://lendb.ai/lo/lacy-coker-2244986, last verified 2026-10-20.
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