Lance Elliott
Community Development Mortgage Banking Officer at Frandsen Bank & Trust · Vadnais Heights, MN
NMLS ID 1991339 (opens in a new tab) · verify at NMLS Consumer Access
Lance Elliott, NMLS 1991339, works as a Community Development Mortgage Banking Officer at Frandsen Bank & Trust in Vadnais Heights, Minnesota. Lance's lender page shows a focus on first-time buyer, new construction and refinance.
Last verified . Sources: Frandsen Bank & Trust (frandsenbank.com) and NMLS Consumer Access (license status, check live).
- 14 years experience (stated)
- Likely federally registered
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Lance licensed?
- Lance works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access.
- Source: employer type in LenDb's lender registry
- Does Lance list first-time buyer as a focus?
- Lance's profile lists first-time buyer as a focus (from their lender profile page). It also lists new construction and refinance.
- Source: lender page (opens in a new tab)
- What lender does Lance work for?
- Frandsen Bank & Trust, company NMLS 718070, from the Vadnais Heights, MN office, per the lender's own site (verified 2026-10-16).
- Source: lender site (opens in a new tab)
- How much experience does Lance have?
- Lance states 14 years of experience.
- Source: the loan officer's own statement (opens in a new tab)
Specialties
Focus
- Focus: First-time buyer(from their lender profile page)
- Focus: New construction(from their lender profile page)
- Focus: Refinance(from their lender profile page)
Where we saw these: frandsenbank.com (opens in a new tab)
Their lender offers
Vacation home. Programs Frandsen Bank & Trust offers (verified 2026-10-16). Lender-level: not confirmed as Lance's own focus, so ask.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
No license list on file yet. Check NMLS Consumer Access (opens in a new tab) for every state this person is licensed in.
Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).
Contact
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Employment history
Frandsen Bank & Trust NMLS 718070
Current · Vadnais Heights, MN · seen on lender site 2026-10-16
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Sources
| Name and employer | lender site · frandsenbank.com (opens in a new tab) | verified 2026-10-16 |
| Specialties | lender site · frandsenbank.com (opens in a new tab) | verified 2026-10-26 |
| Lender programs | lender site · frandsenbank.com (opens in a new tab) | verified 2026-10-16 |
| Contact | lender site · frandsenbank.com (opens in a new tab) | verified 2026-10-16 |
| Photo | lender site · frandsenbank.com (opens in a new tab) | verified 2026-10-16 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Lance Elliott (NMLS 1991339), Frandsen Bank & Trust. LenDb.ai, https://lendb.ai/lo/lance-elliott-1991339, last verified 2026-10-16.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.