Melissa Sirek
Personal Banker at Frandsen Bank & Trust · Montgomery, MN
NMLS ID 1626525 (opens in a new tab) · verify at NMLS Consumer Access
Based in Montgomery, Minnesota, Melissa Sirek (NMLS 1626525) is a Personal Banker at Frandsen Bank & Trust. Melissa's focus, from their own profile, includes HELOC.
Last verified . Sources: Frandsen Bank & Trust (frandsenbank.com) and NMLS Consumer Access (license status, check live).
- Likely federally registered
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Melissa licensed?
- Melissa works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access.
- Source: employer type in LenDb's lender registry
- Does Melissa do HELOCs?
- Melissa's profile lists HELOC as a focus (from their lender profile page).
- Source: lender page (opens in a new tab)
- What lender does Melissa work for?
- Frandsen Bank & Trust, company NMLS 718070, from the Montgomery, MN office, per the lender's own site (verified 2026-10-16).
- Source: lender site (opens in a new tab)
Specialties
Focus
Where we saw these: frandsenbank.com (opens in a new tab)
Their lender offers
New construction and Vacation home. Programs Frandsen Bank & Trust offers (verified 2026-10-16). Lender-level: not confirmed as Melissa's own focus, so ask.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
No license list on file yet. Check NMLS Consumer Access (opens in a new tab) for every state this person is licensed in.
Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).
Contact
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Employment history
Frandsen Bank & Trust NMLS 718070
Current · Montgomery, MN · seen on lender site 2026-10-16
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
- Education
- Pursued associate of applied science degree in accounting
- Source (opens in a new tab), verified 2026-10-16
Sources
| Name and employer | lender site · frandsenbank.com (opens in a new tab) | verified 2026-10-16 |
| Specialties | lender site · frandsenbank.com (opens in a new tab) | verified 2026-10-26 |
| Lender programs | lender site · frandsenbank.com (opens in a new tab) | verified 2026-10-16 |
| Contact | lender site · frandsenbank.com (opens in a new tab) | verified 2026-10-16 |
| Photo | lender site · frandsenbank.com (opens in a new tab) | verified 2026-10-16 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Melissa Sirek (NMLS 1626525), Frandsen Bank & Trust. LenDb.ai, https://lendb.ai/lo/melissa-sirek-1626525, last verified 2026-10-16.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.