Larry Minnefee, photo from INDEPENDENCE HOME LOANS LLC

Larry Minnefee

Associate Sales Director at INDEPENDENCE HOME LOANS LLC

NMLS ID 1456028 (opens in a new tab) · verify at NMLS Consumer Access

Larry Minnefee (NMLS 1456028) is an Associate Sales Director at INDEPENDENCE HOME LOANS LLC, licensed in California since 2024 and in Florida, Texas, Connecticut and 11 more states.

Last verified . Sources: INDEPENDENCE HOME LOANS LLC (independencehl.com), Florida state regulator, Texas state regulator, Connecticut state regulator, Louisiana state regulator, Delaware state regulator, Missouri state regulator, Arkansas state regulator, Iowa state regulator, Oregon state regulator, Wisconsin state regulator, California state regulator, Maryland state regulator, Wyoming state regulator, Illinois state regulator, Nevada state regulator and NMLS Consumer Access (license status, check live).

Quick answers

Is Larry licensed in Florida?
Yes. Florida regulator records list license LO143429 as active, first effective December 11, 2025 (verified 2026-10-15). LenDb has 14 other states on file for Larry.
Source: Florida state regulator (opens in a new tab)
What lender does Larry work for?
INDEPENDENCE HOME LOANS LLC, company NMLS 2524174, per the lender's own site (verified 2026-10-15).
Source: lender site (opens in a new tab)
How long has Larry been licensed?
The earliest state license record LenDb holds for Larry is from December 23, 2024 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
Source: California state regulator (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Florida, Texas, Connecticut, Louisiana, Delaware, Missouri, Arkansas, Iowa, Oregon, Wisconsin, California, Maryland, Wyoming, Illinois, Nevada

    ✓ Confirmed with the state regulator: FL (opens in a new tab) (LO143429, first effective 2025-12-11), TX (opens in a new tab), CT (opens in a new tab) (LO-1456028), LA (opens in a new tab), DE (opens in a new tab), MO (opens in a new tab), AR (opens in a new tab), IA (opens in a new tab) (55754, first effective 2025-11-21), OR (opens in a new tab) (2773262, first effective 2025-11-03), WI (opens in a new tab) (1456028, first effective 2025-11-21), CA DFPI (opens in a new tab) (CA-DFPI1456028, first effective 2024-12-23), MD (opens in a new tab), WY (opens in a new tab) (109415, first effective 2025-11-28), IL (opens in a new tab) (31.0092419, first effective 2025-11-25), NV (opens in a new tab) (NMLO-149083, first effective 2025-12-12), verified 2026-10-15. Source: State of Missouri (see disclaimer).

    Contact

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    Employment history

    1. INDEPENDENCE HOME LOANS LLC NMLS 2524174

      Current · seen on lender site 2026-10-15

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Larry Minnefee has worked in the financial field since 2007, with nearly two decades of industry experience. Their background includes a business degree with a minor in psychology and time as a collegiate athlete. They coach youth athletes in a basketball league.

    Our summary of the lender page. Verified 2026-10-15.

    Experience
    since 2007
    Source (opens in a new tab), verified 2026-10-15
    Experience
    nearly two decades
    Source (opens in a new tab), verified 2026-10-15
    Education
    Degree in Business with a minor in Psychology
    Source (opens in a new tab), verified 2026-10-15
    Credentials
    Consistent top producer at a major non-bank lender
    Source (opens in a new tab), verified 2026-10-15
    Community
    Coaches and mentors youth athletes in his basketball league
    Source (opens in a new tab), verified 2026-10-15

    Sources

    Name and employerstate regulator · independencehl.com (opens in a new tab)verified 2026-10-15
    Licenses (regulator)state regulator · mld.nv.gov (opens in a new tab)verified 2026-10-31
    Summarystate regulator · independencehl.com (opens in a new tab)verified 2026-10-15
    Contactlender site · independencehl.com (opens in a new tab)verified 2026-10-15
    Photostate regulator · independencehl.com (opens in a new tab)verified 2026-10-15
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Larry Minnefee (NMLS 1456028), INDEPENDENCE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/larry-minnefee-1456028, last verified 2026-10-31.

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