Marcos Fermin
Executive Loan Officer at INDEPENDENCE HOME LOANS LLC
NMLS ID 2128426 (opens in a new tab) · verify at NMLS Consumer Access
Marcos Fermin (NMLS 2128426) is an Executive Loan Officer at INDEPENDENCE HOME LOANS LLC, licensed in Colorado since 2022 and in Florida, Oregon, Wisconsin and 3 more states. Marcos's own profile lists VA loan as a focus.
Last verified . Sources: INDEPENDENCE HOME LOANS LLC (independencehl.com), Florida state regulator, Colorado state regulator, New York state regulator, Oregon state regulator, Wisconsin state regulator, California state regulator, Maryland state regulator, Nevada state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: March 28, 2022 (Colorado), per state regulator
- 5 years experience (stated)
- 7 states
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Marcos licensed in Florida?
- Yes. Florida regulator records list license LO135966 as active, first effective March 5, 2025 (verified 2026-10-15). LenDb has 6 other states on file for Marcos.
- Source: Florida state regulator (opens in a new tab)
- Does Marcos do VA loans?
- Marcos's profile lists VA loan as a focus (from their lender profile page).
- Source: lender page (opens in a new tab)
- What lender does Marcos work for?
- INDEPENDENCE HOME LOANS LLC, company NMLS 2524174, per the lender's own site (verified 2026-10-15).
- Source: lender site (opens in a new tab)
- How long has Marcos been licensed?
- The earliest state license record LenDb holds for Marcos is from March 28, 2022 (Colorado regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Marcos states 5 years of experience.
- Source: Colorado state regulator (opens in a new tab)
Specialties
Focus
Where we saw these: independencehl.com (opens in a new tab)
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
Florida, Colorado, Oregon, Wisconsin, California, Maryland, Nevada
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO135966, first effective 2025-03-05), CO (opens in a new tab) (100531699, first effective 2022-03-28), OR (opens in a new tab), WI (opens in a new tab) (2128426, first effective 2025-12-08), CA DFPI (opens in a new tab) (CA-DFPI2128426, first effective 2025-11-03), MD (opens in a new tab), NV (opens in a new tab) (NMLO-138829, first effective 2025-11-11), verified 2026-10-15.
Regulator records not active: NY (expired).
Contact
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Employment history
INDEPENDENCE HOME LOANS LLC NMLS 2524174
Current · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
- Education
- Bachelor's degree in Finance, Florida International University
- Source (opens in a new tab), verified 2026-10-15
Sources
| Name and employer | lender site · independencehl.com (opens in a new tab) | verified 2026-10-15 |
| Licenses (regulator) | state regulator · mld.nv.gov (opens in a new tab) | verified 2026-10-31 |
| Specialties | lender site · independencehl.com (opens in a new tab) | verified 2026-10-26 |
| Contact | lender site · independencehl.com (opens in a new tab) | verified 2026-10-15 |
| Photo | lender site · independencehl.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Marcos Fermin (NMLS 2128426), INDEPENDENCE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/marcos-fermin-2128426, last verified 2026-10-31.
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