Laurent Oshea
Mortgage Loan Officer at Loan Factory
NMLS ID 1034023 (opens in a new tab) · verify at NMLS Consumer Access
Laurent Oshea (NMLS 1034023) is Mortgage Loan Officer at Loan Factory. Licensed in 2 states confirmed with state regulators: Florida and Colorado. Also lists Arizona, Idaho, Louisiana, Michigan and Tennessee on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Self-employed. Earliest state license record: March 10, 2026 (Colorado), per state regulator. States 25 years of experience.
Last verified . Sources: Loan Factory (loanfactory.com), Florida state regulator, Colorado state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: March 10, 2026 (Colorado), per state regulator
- 25 years experience (stated)
- 7 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: loanfactory.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, Colorado, Arizona, Idaho, Louisiana, Michigan, Tennessee
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO150168, first effective 2026-08-10), CO (opens in a new tab) (100544728, first effective 2026-03-10), verified 2026-10-09.
Lender-reported: AZ, ID, LA, MI, TN are listed on the lender page, not yet checked with the state regulator.
Contact
No public business contact on file.
We never see who you contact.
Employment history
Loan Factory NMLS 320841
Current · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Laurent is a seasoned mortgage executive with over 25 years of residential lending and financial services experience. As President of OCM Funding, he specializes in financing solutions for high-net-worth individuals, trust borrowers, and self-employed professionals, bringing a licensed attorney background to complex transactions.
Our summary of the lender page. Verified 2026-10-09.
Sources
| Name and employer | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · apps.colorado.gov (opens in a new tab) | verified 2026-10-10 |
| Licensed states | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Laurent Oshea (NMLS 1034023), Loan Factory. LenDb.ai, https://lendb.ai/lo/laurent-o-shea-1034023, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.