Borrower situations · Florida
Loan officers for self-employed borrowers in Florida
As of 2026-10-09, LenDb lists 83 loan officers licensed in or based in Florida whose lender pages show Self-employed work. The top-ranked are Dan Longman (NFM Lending, Plantation), Robin Stacey (Success Mortgage Partners, Orlando) and Christopher Sommer (JPMorgan Chase Bank (Chase Home Lending), Riverview). Ranking is lender-neutral: specialty evidence first, then a license in FL, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Dan LongmanNMLS 369430
NFM Lending · Plantation, FL · licensed in 7 states
- Self-employed
- FHA loan
- First-time buyer
- Jumbo loan
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in FL (state license, verified 2026-10-09)
- Branch in Florida
- 15 years licensed
- 2
Robin StaceyNMLS 369494
Success Mortgage Partners · Orlando, FL
- Self-employed
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in FL (state license, verified 2026-10-09)
- Branch in Florida
- 15 years licensed
- 3
Christopher SommerNMLS 380111
JPMorgan Chase Bank (Chase Home Lending) · Riverview, FL
- Self-employed
- FHA loan
- First-time buyer
- Jumbo loan
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in FL (state license, verified 2026-10-09)
- Branch in Florida
- 15 years licensed
- 4
Vincent RodriguezNMLS 325209
CrossCountry Mortgage · Coral Springs, FL
- Self-employed
- FHA loan
- Jumbo loan
- Non-QM loan
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in FL (state license, verified 2026-10-09)
- Branch in Florida
- 14 years licensed
- 5
Tiffany L LewisNMLS 202420
JPMorgan Chase Bank (Chase Home Lending) · Lutz, FL
- Self-employed
- FHA loan
- Jumbo loan
- VA loan
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in FL (state license, verified 2026-10-09)
- Branch in Florida
- 14 years licensed
- 6
Sandra JohnsonNMLS 383173
JPMorgan Chase Bank (Chase Home Lending) · Sunrise, FL
- Self-employed
- FHA loan
- VA loan
- Down payment assistance
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in FL (state license, verified 2026-10-09)
- Branch in Florida
- 14 years licensed
- 7
Kirk TaylorNMLS 312131
CrossCountry Mortgage · Naples, FL · licensed in 16 states
- Self-employed
- 1099 income
- Bank statement loan
- DSCR loan
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in FL (state license, verified 2026-10-09)
- Branch in Florida
- 12 years licensed
- 8
Moises AlvarezNMLS 267908
Embrace Home Loans · Tampa, FL
- Self-employed
- Non-QM loan
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in FL (state license, verified 2026-10-09)
- Branch in Florida
- 10 years licensed
- 9
Santiago CajamarcaNMLS 1519521
JPMorgan Chase Bank (Chase Home Lending) · Hollywood, FL
- Self-employed
- First-time buyer
- Jumbo loan
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in FL (state license, verified 2026-10-09)
- Branch in Florida
- 9 years licensed
- 10
Luis De La Cruz MunozNMLS 1575578
CrossCountry Mortgage · Delray Beach, FL
- Self-employed
- Condo
- Real estate investor
- First-time buyer
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in FL (state license, verified 2026-10-09)
- Branch in Florida
- 9 years licensed
- 11
Correna WatsonNMLS 906374
JPMorgan Chase Bank (Chase Home Lending) · Tampa, FL · licensed in 2 states
- Self-employed
- FHA loan
- First-time buyer
- Jumbo loan
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in FL (state license, verified 2026-10-09)
- Branch in Florida
- 9 years licensed
- 12
Terri Hatfield DullNMLS 1616752
CrossCountry Mortgage · Winter Park, FL
- Self-employed
- Down payment assistance
- DSCR loan
- First-time buyer
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in FL (state license, verified 2026-10-09)
- Branch in Florida
- 9 years licensed
- 13
Wayne DemalineNMLS 323192
CrossCountry Mortgage · Delray Beach, FL
- Self-employed
- Jumbo loan
- Non-QM loan
- Real estate investor
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in FL (state license, verified 2026-10-09)
- Branch in Florida
- 8 years licensed
- 14
Ron GruenbergNMLS 136210
JPMorgan Chase Bank (Chase Home Lending) · Boca Raton, FL
- Self-employed
- Co-op
- Condo
- First-time buyer
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in FL (state license, verified 2026-10-09)
- Branch in Florida
- 8 years licensed
- 15
Russ LaingNMLS 394619
Network Funding · Austin, TX · licensed in 7 states
- Self-employed
- First-time buyer
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in FL (listed on lender page, verified 2026-10-09)
- 24 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 16
Jevon RobertsonNMLS 763752
LeaderOne Financial · Oak Brook, IL · licensed in 7 states
- Self-employed
- Down payment assistance
- First-time buyer
- Real estate investor
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in FL (listed on lender page, verified 2026-10-09)
- 30 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 17
Nick RedheadNMLS 594824
Embrace Home Loans · Tampa, FL · licensed in 5 states
- Self-employed
- Non-QM loan
- Real estate investor
- Reverse mortgage
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in FL (state license, verified 2026-10-09)
- Branch in Florida
- 5 years licensed
- 18
Jeremy GrahamNMLS 8851
Total Mortgage Services · Braintree, MA
- Self-employed
- Co-op
- Condo
- FHA loan
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in FL (state license, verified 2026-10-09)
- 15 years licensed
- No disciplinary actions on file at LenDb
- 19
Chris MustoNMLS 107227
JPMorgan Chase Bank (Chase Home Lending) · Alpharetta, GA
- Self-employed
- First-time buyer
- Jumbo loan
- Vacation home
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in FL (state license, verified 2026-10-09)
- 15 years licensed
- No disciplinary actions on file at LenDb
- 20
Joni UtnageNMLS 689931
CrossCountry Mortgage · Naples, FL
- Self-employed
- Vacation home
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in FL (state license, verified 2026-10-09)
- Branch in Florida
- 5 years licensed
- 21
Katherine RivasNMLS 1005484
Embrace Home Loans · Viera, FL
- Self-employed
- First-time buyer
- New construction
- FHA loan
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in FL (state license, verified 2026-10-09)
- Branch in Florida
- 8 years licensed
- 22
Carson WilkieNMLS 2066136
JPMorgan Chase Bank (Chase Home Lending) · Coral Springs, FL · licensed in 2 states
- Self-employed
- Co-op
- Condo
- First-time buyer
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in FL (state license, verified 2026-10-09)
- Branch in Florida
- 5 years licensed
- 23
Alexandra KingNMLS 2078060
Newrez · Fort Myers, FL
- Self-employed
- First-time buyer
- Real estate investor
- VA loan
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in FL (state license, verified 2026-10-09)
- Branch in Florida
- 5 years licensed
- 24
Joe PistoneNMLS 2087918
CrossCountry Mortgage · Tampa, FL
- Self-employed
- VA loan
- Jumbo loan
- Real estate investor
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in FL (state license, verified 2026-10-09)
- Branch in Florida
- 5 years licensed
- 25
Cathy SabaterNMLS 373470
Empire Home Loans · San Diego, CA · licensed in 5 states
- Self-employed
- First-time buyer
- VA loan
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed in FL (state license, verified 2026-10-09)
- 14 years licensed
- No disciplinary actions on file at LenDb
Before you choose
Tax write-offs reduce qualifying income, so the loan officer must know both agency self-employed rules and alternative documentation options.
- How will you calculate my income from my tax returns?
- Would a bank statement or P&L loan qualify me for more?
- Do I need two years of self-employment history?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in FL or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=self-employed&state=FL. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.