Luis Toro
Loan Officer at think one mortgage inc · Denville, NJ
NMLS ID 2010423 (opens in a new tab) · verify at NMLS Consumer Access
Luis Toro (NMLS 2010423) is a Loan Officer at think one mortgage inc in Denville, New Jersey, serving New Jersey. Luis works at an FHA-approved lender, per HUD.
Last verified . Sources: think one mortgage inc (thinkmtg.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: March 4, 2024 (Florida), per state regulator
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Luis licensed in New Jersey?
- think one mortgage inc's page for Luis lists New Jersey. LenDb has not checked it with the state regulator yet, so verify at NMLS Consumer Access.
- Source: lender page (opens in a new tab)
- What lender does Luis work for, and is it FHA-approved?
- think one mortgage inc, company NMLS 125182, from the Denville, NJ office, per the lender's own site (verified 2026-10-15). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026).
- Source: lender site; HUD (opens in a new tab)
- How long has Luis been licensed?
- The earliest state license record LenDb holds for Luis is from March 4, 2024 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
- Source: Florida state regulator (opens in a new tab)
Specialties
Focus
No focus listed on their lender page yet.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
Lender-reported: NJ is listed on the lender page, not yet checked with the state regulator.
Regulator records not active: FL (expired).
Contact
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Employment history
think one mortgage inc NMLS 125182
Current · Denville, NJ · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
Sources
| Name and employer | lender site · thinkmtg.com (opens in a new tab) | verified 2026-10-15 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-15 |
| Licensed states | lender site · thinkmtg.com (opens in a new tab) | verified 2026-10-15 |
| Contact | lender site · thinkmtg.com (opens in a new tab) | verified 2026-10-15 |
| Photo | lender site · thinkmtg.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Luis Toro (NMLS 2010423), think one mortgage inc. LenDb.ai, https://lendb.ai/lo/luis-toro-2010423, last verified 2026-10-15.
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